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VANQUIS BANKING GROUP PLC ORD GBP0.207272

Symbol: VANQ

This security went ex-dividend on 18/04/2024. Pay date is 30/05/2024

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Overview

Core Data
Latest Dividend Information

Ex-Dividend Date 18 Apr 2024
Pay Date 30 May 2024
Total Dividends - Year to Date6
Dividend Yield (%)12.4611

Historical Data & Ratios

Avg Volume Over 10 Days1.2236
Market Cap (M)124.6507
Price/Earnings (PE)0
Earnings Per Share-2.38
Revenue Per Share2.3723
Return on Equity %-1.0018

1 Month Performance Chart

One Month Chart

Cost and Charges Information

This calculator provides you with costs and charges information regarding our charges and, where relevant, the costs within this investment product

Account Type

  • Investment Account
  • Stocks & Shares ISA
  • SIPP

Annual charges

These are the annual costs based on an initial investment amount of over 1 year assuming a net zero growth rate

Cost Category % of Investment lump sum costs
Our annual fee

Our annual fee

Includes our platform fee at 0.35% per annum for Funds (up to £250,000) and Stocks & Shares (min £24 max £240), plus SIPP administration fee (if applicable, only charged if <£30,000 held) - see here 		0.35%
Dealing charges

Dealing charges

Any one-off commission charges associated with investing. Note that government taxes and levies are not included 		N/A
Product provider costs

Product provider costs

Product provider costs shown are inclusive of the fund ongoing charges figure (OCF), transaction costs and incidental costs 		N/A N/A
Total (£)

Total (£)

Costs per annum displayed in monetary value
Total (%)

Total (%)

Costs per annum displayed as a percentage of investment value

Cumulative effect of charges on your investment's return

This illustration assumes that costs occur evenly throughout the year, charges are paid out of the investment evenly throughout the year, and that an annual growth rate of applies evenly throughout the year, before any charges including product charges

lump sum invested with an assumed growth rate of 1 year years
What you might get back at  with no charges applied

What you might get back at  with no charges applied

These are the illustrative values of a  investment after growth and no costs applied at the end of the defined period
Annual charges

Annual charges

These are the annual costs based on an initial investment amount of assuming a net zero growth rate
Effect of charges on return (%)

Effect of charges on return (%)

These are the overall costs in percentage terms, based on an initial investment amount of assuming a growth rate
Effect of charges on return (£)

Effect of charges on return (£)

These are the overall costs in monetary value, based on an initial investment amount of assuming a growth rate
What you might get back at with charges applied

What you might get back at with charges applied

These are the illustrative values of a investment after growth and costs at the end of the defined period

This illustration is not a forecast of future investment performance but merely a means to demonstrate the potential impact of costs and charges for an assumed return of . Whilst we make reasonable endeavours to ensure the accuracy of third party charges information, this is intended for illustrative purposes only and should not be relied upon. We do not warrant or represent that this information is accurate, complete or up to date, therefore we accept no responsibility or liability for its use

Charts

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      Company

      Business Summary

      Vanquis Banking Group plc is a specialist bank, focused on the mid-cost credit market. The Company is made up of three core brands, including Vanquis, Moneybarn and Snoop. The Vanquis brand offers a range of credit card products, unsecured personal loans and savings products. The Moneybarn brand offers secured vehicle finance on a range of asset classes, new and used, including cars, motorbikes and light commercial vehicles. Snoop, a platform which provides data-driven, personalized insights. It also provides a range of cards tailored to suit the needs of its customers, with a range of APR's, credit limits and promotional offers. It offers personal loans to new and existing customers through affiliates and intermediaries. It also provides its customers with personalized insights to help them better understand and manage their finances. All its credit products are delivered online. It also offers notice accounts and fixed rate bonds.

      Financial Summary

      BRIEF: For the fiscal year ended 31 December 2023, Vanquis Banking Group PLC revenues increased 12% to £600.2M. Net loss before extraordinary items totaled £6M vs. income of £82.3M. Revenues reflect Credit cards and personal loans segment increase of 12% to £449.9M. Net loss reflects Impairment charges increase from £66.1M to £166.1M (expense). Dividend per share decreased from £0.15 to £0.06.

      Financials


      Income Statement - All values are in GBP (M).

      Year Ending

      31/12/2023

      31/12/2022

      31/12/2021

      31/12/2020

      31/12/2019

      31/12/2018

      Total Revenue 600.20 533.90 534.60 615.40 998.30 1,124.40
      Gross profit 598.50 531.10 NIL NIL 1,101.50 1,032.70
      Operating Profit/Loss 107.10 163.60 198.80 25.20 200.80 90.70
      Profit Before Tax -4.40 110.10 142.20 -37.00 128.80 90.70
      Profit After Tax -6.00 82.30 134.60 -37.00 84.40 60.30
      Equity Holders of Parent Company -6.00 77.40 -32.10 -83.40 84.40 60.30
      Minority Interest NIL NIL NIL NIL NIL NIL


      Balance Sheet - All values are in GBP (M).

      Year Ending

      31/12/2023

      31/12/2022

      31/12/2021

      31/12/2020

      31/12/2019

      31/12/2018

      Total Non-Current Assets 3,208.70 2,655.80 2,725.30 3,078.10 723.00 622.60
      Total Current Assets NIL NIL NIL NIL 2,197.80 2,298.60
      Total Assets 3,208.70 2,655.80 2,725.30 3,078.10 2,920.80 2,921.20
      Total Liabilities 2,625.60 2,048.60 2,094.10 2,430.40 2,180.30 NIL
      Total Net Assets 583.10 607.20 631.20 647.70 740.50 NIL
      Shareholders Funds 583.10 607.20 631.20 647.70 740.50 696.10
      Minority Interests NIL NIL NIL NIL NIL NIL
      Total Equity 583.10 607.20 631.20 647.70 740.50 NIL

      Outlook

      Upgrades & Downgrades (Latest)

      DateBrokerRecommendationPriceOld TargetNew TargetChange
      27th Mar 2024Shore CapitalReiteration56p0p0pHouse Stock
      12th Mar 2024BarclaysReiteration57p190p140pOverweight
      11th Mar 2024Shore CapitalReiteration62p0p0pHouse Stock
      1st Feb 2024Shore CapitalReiteration118p0p0pHouse Stock
      28th Nov 2023Shore CapitalReiteration113p0p0pHouse Stock
      27th Sep 2023Shore CapitalReiteration126p0p0pHouse Stock
      28th Jul 2023Shore CapitalReiteration128p0p0pHouse Stock
      25th May 2023NumisReiteration224p0p655pBuy
      19th May 2023Shore CapitalReiteration224p0p0pHouse Stock
      6th Apr 2023Shore CapitalReiteration216p0p0pHouse Stock

      Time & Sales

      All prices are in GBX and times are in GMT. Last 20 trades shown. Trade type is estimated and should be treated as indicative only.

      Date Time Price Volume Type
      26 Apr 2024 16:29 48 49 Sell
      26 Apr 2024 16:28 48.05 39 Unknown
      26 Apr 2024 16:28 48.05 39 Unknown
      26 Apr 2024 16:27 48.0565 1,010 Buy
      26 Apr 2024 16:26 48 1,532 Sell
      26 Apr 2024 16:26 48 3,000 Sell
      26 Apr 2024 16:26 48 4,000 Sell
      26 Apr 2024 16:26 48 1,467 Sell
      26 Apr 2024 16:26 48 533 Sell
      26 Apr 2024 16:26 48.05 9 Buy
      26 Apr 2024 16:26 48.05 73 Buy
      26 Apr 2024 16:26 47.985 5,590 Buy
      26 Apr 2024 16:26 47.8 133 Sell
      26 Apr 2024 16:26 47.985 8,133 Buy
      26 Apr 2024 16:23 48.05 100 Buy
      26 Apr 2024 16:23 48 770 Sell
      26 Apr 2024 16:23 48 284 Sell
      26 Apr 2024 16:23 48 475 Sell
      26 Apr 2024 16:23 48 162 Sell
      26 Apr 2024 16:23 48 503 Sell

      Selected data supplied by Thomson Reuters ©  View restrictions.

      Investment involves risk. You may get back less than invested.