Invest in your Childs Future with our Stocks & Shares Junior ISA
Put a little away for your child or grandchild when they grow up - Get started from as little as a £50 per month or a £500 lump sum.
Give your children a financial head start with our JISA. Shelter up to £4,080 this tax year from further tax.
Stocks & Shares Junior ISA - What you need to know:
- Save tax - shelter up to £4,080 per tax year
- Use your allowance by 5 April 2017 or lose it!
- Only your child can access the money and only then at age 18. If you want to be able to access the money then consider a Stocks & Shares ISA.
- Automatic conversion to full ISA at age 18
- Transfer in and consolidate Child Trust Funds or existing Junior ISAs
Open or transfer an existing JISA and take advantage of low-cost tax-free investing, up to £4,080 this tax year
Why a Stocks & Shares Junior ISA?
A Stocks & Shares JISA is a great way to invest for your childs future, they offer the possibility of a higher return than cash JISAs* particularly in light of todays low interest rates. You have control over what you invest in and when.
Stocks & Shares JISA Benefits
Benefits of Charles Stanley Direct
Award Winning UK Telephone Helpdesk
Supporting you on your journey to wealth.
Our low platform charge is 0.25% or less.
Consolidation of Existing Investments
You can transfer in and consolidate your existing investments and pensions, enabling you to have all accounts in one place.
Extensive Research and Analysis
Our dedicated analysts produce regular research notes and provide detailed advice on companies and sectors across the UK stock market.
Peace of Mind
Invest through an award winning FCA authorised and regulated company .
Fully-featured investment platform
Giving you control to tailor your portfolio quickly and easily.
What do our clients think?
Thank you, I must say, I find your firm's service and that of the Helpdesk in particular FANTASTIC. I speak with some knowledge of service industries as I spent my life in a service company, Reuters Limited.
Oxfordshire, May 2016
Your colleague provided some outstanding service - prompt, helpful and comprehensive advice. My experience to date of Charles Stanley has really been first class, I am very impressed - please keep up the good work when shortly I submit my form to you to transfer my Stocks and Shares ISA from Hargreaves Lansdown!
Lancashire, August 2016
The service was exemplary when I transferred my SIPP. I was kept fully informed throughout the process. The CSD team was also extremely friendly and helpful with my complicated financial requirements.
Kent, June 2016
I find the CS Direct website very efficient, well designed and easy to use. On the rare occasions when I have had any difficulty or a query, the staff have responded promptly and resolved the matter competently.
Southampton, July 2016
I’m a software engineer so I understand how difficult it is to design a system for a complex industry aimed at non-expert users. Your team have achieved a brilliant balance between usability and functionality and the website is a joy to use. Well done!
Glasgow, August 2016
I was looking for somewhere where I could bring my pensions into one place and make an ISA investment. I wanted a simple and great website, where service was key and price was obviously important too. Charles Stanley Direct were able to offer all of this.
London, July 2016
of our clients would recommend us to a friend.
of our clients think our service is good to exceptional
Data from 674 users surveyed between 01/04/2016 and 01/10/2016.
|Platform Charge||0.25%||Our maximum platform charge for holding investments is 0.25%. For fund holdings (OEICs and Unit Trusts) the charge can fall as low as 0.05% per annum. For shareholdings the maximum charge is £240 per annum - but if you place 1 or more chargeable trades each month we won’t charge you anything to hold your shares.|
|Fund Trading||Free||We don’t charge for buying or selling funds.|
|Share Trading (Online)||£11.50||Each time you buy or sell a share we charge £11.50|
Our maximum platform charge for holding investments is 0.25%. For fund holdings (OEICs and Unit Trusts) the charge can fall as low as 0.05% per annum. For shareholdings the maximum charge is £240 per annum - but if you place 1 or more chargeable trades each month we won’t charge you anything to hold your shares.
We don’t charge you anything for buying or selling funds.
Share Dealing (Online)
Each time you buy or sell a share we charge £11.50
Clean priced funds - all funds purchased through us are clean priced and typically have no initial charge. See our charges in full.
Can I open a Junior ISA for a grandchild?
No, all Junior ISAs must be opened by one of the parents or legal guardians of the child. However, you can pay into an existing account by contacting the Helpdesk on 0131 550 1234. They can send you a Third Party Contribution form. You should then return this form with a personal cheque to our Edinburgh office.
I manage a Junior ISA for a child who is about to turn 18. What do I need to do?
We will contact you as a matter of course ahead of the child’s birthday. Once the child turns 18, he or she will need to register through our home page and complete an ISA application. Once complete we will then convert the account into a full ISA in the child’s name.
I want to fund my grandchild’s Junior ISA. How do I do this?
Please contact the helpdesk who will be pleased to supply you with a Third Party Contribution form, which you can complete and return with a personal cheque to our Edinburgh office.
What can I hold in the Junior ISA?
The following securities can be held in your ISA;
- Funds, Unit Trusts and OEICs
- UK Equities listed on the London Stock Exchange (LSE) and the Alternative Investment Market (AIM)
- Investment Trusts and Real Estate Investment Trusts (REITs)
- Gilts & Bonds
- Permanent Interest Bearing Shares (PIBS)
- Exchange Traded Products
- Overseas shares listed on the main European US Canadian and Far Eastern Markets
If you are unsure whether an investment is eligible, please contact our Help Desk on 0131 550 1234.