Take control of your financial goals with our investment account

Get started with as little as £500 (lump sum) or £50 (monthly payments).

Start building a portfolio of funds and shares or transfer and consolidate any existing holdings.

Investment Account - What you need to know:

  • Access your money at any time - make withdrawals with no restrictions
  • No account charge
  • Maximum platform charge of 0.35%
  • £11.50 per online share trade
  • Free fund dealing
  • Manage your accounts online with our easy to use dashboard
  • Minimise your paperwork - consolidate and hold all of your investments in one place
  • Telephone dealing
  • Joint Investment Accounts available

Get started with our Foundation Fundlist and Foundation Portfolios or access our extensive research and analysis.

 

Have you used your annual ISA allowance? If not then consider opening a Stocks & Shares ISA instead.

Why an Investment Account?

Charles Stanley Direct offers an Investment Account with no initial charges on funds or additional annual fees. You can enjoy all the financial advantages of our service, such as commission-free fund pricing and automatic “clean” conversion on fund transfers (where possible). You only pay our maximum annual platform charge of 0.35% and any share dealing fees where applicable.
 

TRANSFER AND CONSOLIDATE

 

*The value of investments can fall as well as rise. Investors may get back less than invested. Past performance is not a reliable guide to future returns. Please contact us if you have any questions.

Considerations

While you can access your money at any time stockmarket investments should typically perform better as a mid to long term investments - thats 5 to 10 years.

Though stocks and shares typically offer a higher return than standard savings accounts, markets can fall as well as rise so you could get back less than you put in.
 

We have our Foundation Fundlist and a range of Foundation Portfolios to get you started, you can select a portfolio according to your requirements.

If you need some help offer Financial Planning and Investment Management services, where we will work closely with you to create and implement a strategy to enable you to reach your financial goals.

You can choose your level of involvement, receive advice and manage your portfolio yourself or take advantage of our discretionary service, handing over the day to day management of your investments to a qualified investment manager.

Platform Charge 0.35%

Our maximum platform charge for holding investments is 0.35%. For fund holdings (OEICs and Unit Trusts) the charge can fall as low as 0.05% per annum. For shareholdings the maximum charge is £240 per annum - but if you place 1 or more chargeable trades each month we won’t charge you anything to hold your shares.

Fund Trading Free

We don’t charge for buying or selling funds.

Share Trading (Online) £11.50

Each time you buy or sell a share we charge £11.50.

Clean priced funds - all funds purchased through us are clean priced and typically have no initial charge. See our charges in full.

What can I hold in my Investment Account?

The following securities can be held in your Investment Account;

  • Funds, Unit Trusts and OEICs
  • UK Equities listed on the London Stock Exchange (LSE) and the Alternative Investment Market (AIM)
  • Investment Trusts and Real Estate Investment Trusts (REITs)
  • Gilts & Bonds
  • Permanent Interest Bearing Shares (PIBS)
  • Exchange Traded Products
  • Overseas shares listed on the main European US Canadian and Far Eastern Markets

If you are unsure whether an investment is eligible, please contact our Help Desk on 0131 550 1234.

Investment involves risk. You may get back less than invested.