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PERSONAL GROUP HLDGS ORD GBP0.05

Symbol: PGH

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Overview

Core Data
Latest Dividend Information

Ex-Dividend Date 3 Apr 2025
Pay Date 14 May 2025
Total Dividends - Year to Date16.5
Dividend Yield (%)5.8099

Historical Data & Ratios

Avg Volume Over 10 Days0.0354
Market Cap (M)84.1352
Price/Earnings (PE)13.6538
Earnings Per Share20.8
Revenue Per Share1.3486
Return on Equity %16.5422

1 Month Performance Chart

One Month Chart

Broker View
Data shown is based on the past 75 days of broker views.

ActionBrokers

Strong Buy1

Buy0

Neutral0

Sell0

Strong Sell0
Brokers 1 0 0 0 0
Consensus

ConsensusStrong Buy

Not advice based on your circumstances. Does not constitute a recommendation to buy or sell this or any other security. Selected data supplied by Digital Look® Read more.

Cost and Charges Information

This calculator provides you with costs and charges information regarding our charges and, where relevant, the costs within this investment product

Account Type

  • Investment Account
  • Stocks & Shares ISA
  • SIPP

Annual charges

These are the annual costs based on an initial investment amount of over 1 year assuming a net zero growth rate

Cost Category % of Investment lump sum costs
Our annual fee

Our annual fee

Includes our platform fee at 0.30% per annum (excluding Charles Stanley Multi Asset Funds and anycash held). The min fee is £60, the max is £600 per annum, plus SIPP administration fee (if applicable, only charged if < £30,000 held) – see here 		0.30%
Dealing charges

Dealing charges

Any one-off commission charges associated with investing. Note that government taxes and levies are not included. This does not include any commission credits you may have available 		N/A
Product provider costs

Product provider costs

Product provider costs shown are inclusive of the fund ongoing charges figure (OCF), transaction costs and incidental costs 		N/A N/A
Total (£)

Total (£)

Costs per annum displayed in monetary value
Total (%)

Total (%)

Costs per annum displayed as a percentage of investment value

Cumulative effect of charges on your investment's return

This illustration assumes that costs occur evenly throughout the year, charges are paid out of the investment evenly throughout the year, and that an annual growth rate of applies evenly throughout the year, before any charges including product charges

lump sum invested with an assumed growth rate of 1 year years
What you might get back at  with no charges applied

What you might get back at  with no charges applied

These are the illustrative values of a  investment after growth and no costs applied at the end of the defined period
Annual charges

Annual charges

These are the annual costs based on an initial investment amount of assuming a net zero growth rate
Effect of charges on return (%)

Effect of charges on return (%)

These are the overall costs in percentage terms, based on an initial investment amount of assuming a growth rate
Effect of charges on return (£)

Effect of charges on return (£)

These are the overall costs in monetary value, based on an initial investment amount of assuming a growth rate
What you might get back at with charges applied

What you might get back at with charges applied

These are the illustrative values of a investment after growth and costs at the end of the defined period

This illustration is not a forecast of future investment performance but merely a means to demonstrate the potential impact of costs and charges for an assumed return of . Whilst we make reasonable endeavours to ensure the accuracy of third party charges information, this is intended for illustrative purposes only and should not be relied upon. We do not warrant or represent that this information is accurate, complete or up to date, therefore we accept no responsibility or liability for its use

Charts

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      Company

      Business Summary

      Personal Group Holdings PLC is a United Kingdom-based workforce benefits and services provider. The principal activities of the Company include transacting short-term accident and health insurance and providing employee services in the United Kingdom. The Company’s segments include Affordable Insurance, Benefits Platform and Pay and Reward. The Pay & Reward segment is engaged in the provision of a full reward service to employers through its pay and reward subsidiaries. The Benefits Platform segment is engaged in the provision of a benefits platform to employers both directly and through channel partners. The Affordable Insurance segment is focused on the provision of simple insurance products underwritten by its subsidiaries. It provides health insurance services and a range of employee benefits, engagement, and wellbeing products. Its offerings can also be delivered through its proprietary app, Hapi.

      Financial Summary

      BRIEF: For the fiscal year ended 31 December 2024, Personal Group Holdings plc revenues increased 14% to £43.7M. Net income before extraordinary items increased 32% to £5.5M. Revenues reflect Insurance Revenue increase of 12% to £32.2M, Investment Income increase of 48% to £1.2M. Dividend per share increased from £0.12 to £0.17. Basic Earnings per Share excluding Extraordinary Items increased from £0.13 to £0.18.

      Financials


      Income Statement - All values are in GBP (M).

      Year Ending

      31/12/2024

      31/12/2023

      31/12/2022

      31/12/2021

      31/12/2020

      31/12/2019

      Total Revenue 43.70 38.45 86.66 74.51 71.52 70.90
      Gross profit NIL NIL NIL NIL NIL NIL
      Operating Profit/Loss 6.81 4.97 -6.53 4.37 8.63 10.62
      Profit Before Tax 6.83 5.08 -6.76 4.34 8.56 10.49
      Profit After Tax 5.53 4.18 -7.25 3.60 6.89 8.84
      Equity Holders of Parent Company 6.50 4.32 -7.25 3.60 6.89 8.84
      Minority Interest NIL NIL NIL NIL NIL NIL


      Balance Sheet - All values are in GBP (M).

      Year Ending

      31/12/2024

      31/12/2023

      31/12/2022

      31/12/2021

      31/12/2020

      31/12/2019

      Total Non-Current Assets 51.29 49.19 46.61 57.60 58.92 56.44
      Total Current Assets NIL NIL NIL NIL NIL NIL
      Total Assets 51.29 49.19 46.61 57.60 58.92 56.44
      Total Liabilities 16.45 17.19 15.63 16.32 18.15 18.42
      Total Net Assets 34.84 32.00 30.98 41.28 40.77 38.02
      Shareholders Funds 34.84 32.00 30.98 41.28 40.77 38.02
      Minority Interests NIL NIL NIL NIL NIL NIL
      Total Equity 34.84 32.00 30.98 41.28 40.77 38.02

      Outlook

      Broker View
      Data shown is based on the past 75 days of broker views.

      ActionBrokers

      Strong Buy1

      Buy0

      Neutral0

      Sell0

      Strong Sell0
      Brokers 1 0 0 0 0
      Consensus

      ConsensusStrong Buy

      Not advice based on your circumstances. Does not constitute a recommendation to buy or sell this or any other security. Selected data supplied by Digital Look® Read more.

      © 2022 Refinitiv, an LSEG business. All rights reserved.

      Forecasts

      Year 2025 2026
      Revenue £48.00mn £54.40mn
      Pre-tax-Profit £0.00mn £0.00mn
      EPS £0.20p £0.25p
      EPS Growth 11.30% 26.40%
      P/E 14.82 11.73
      PEG Ratio 1.31 0.44
      Dividend 18.00p 19.50p
      Yield 0.00% 0.00%

      Upgrades & Downgrades (Latest)

      DateBrokerRecommendationPriceOld TargetNew TargetChange
      25th Mar 2025Canaccord GenuityReiteration232p209p316pBuy
      24th Sep 2024Canaccord GenuityNew Coverage170p0p209pBuy

      Time & Sales

      All prices are in GBX and times are in GMT. Last 20 trades shown. Trade type is estimated and should be treated as indicative only.

      Date Time Price Volume Type
      14 May 2025 15:49 282.6 2,000 Sell
      14 May 2025 15:23 282.6 4 Sell
      14 May 2025 15:22 286 5 Buy
      14 May 2025 15:22 283.6187 2,132 Sell
      14 May 2025 15:08 283.6187 249 Sell
      14 May 2025 15:01 283.5 322 Sell
      14 May 2025 15:00 289 1,183 Buy
      14 May 2025 14:56 290 4 Buy
      14 May 2025 14:56 292 1 Buy
      14 May 2025 14:30 292 4 Buy
      14 May 2025 14:20 289.6 121 Buy
      14 May 2025 14:08 289.6 171 Buy
      14 May 2025 13:51 286 750 Sell
      14 May 2025 13:41 286.1 3,350 Sell
      14 May 2025 13:40 288.3 3,000 Sell
      14 May 2025 13:39 294 47 Buy
      14 May 2025 13:39 294 1 Buy
      14 May 2025 13:39 288 50 Sell
      14 May 2025 13:39 288 1 Sell
      14 May 2025 13:39 294 1 Buy

      Selected data supplied by Thomson Reuters ©  View restrictions.

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      Investment involves risk. You may get back less than invested.