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Baillie Gifford Monthly Income B Acc

ISIN: GB00BFXY2964 | MEX: BGKOOL | CITI: OXYV

  • Buy 134.8 GBX

  • Sell 134.8 GBX

  • Price Change -0.22210%

Accumulation

Past Performance

  • 26th Apr 2020 to 26th Apr 202121.92%
  • 26th Apr 2021 to 26th Apr 20223.08%
  • 26th Apr 2022 to 26th Apr 2023-1.49%
  • 26th Apr 2023 to 26th Apr 20242.79%
  • 26th Apr 2024 to 26th Apr 20254.58%
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Objectives and Approach

The Fund aims to produce monthly income, whilst seeking to maintain the value of that income and of capital in line with inflation (UK CPI) over five-year periods

Key Information

Inception 31st Aug 2018
Historic Yield 4.2100%
Sector IA Mixed Investment 40-85% Shares
Fund Size £168.769mn
Fund Type OEIC
Classification Accumulation

Charges

Total Ongoing Charges 
Please note that whilst we endeavour to show all charges associated with specific funds, sometimes this is not possible due to the information not being made available by the fund provider. In such cases transaction or incidental cost information may be missing. 		0.7431%
Initial Charge 0%
AMC 0.50%
Our Platform Charge
We charge a platform fee of 0.30%. Our charges are shown on our rates and charges sheet 		0.30%

Cost and Charges Information

This calculator provides you with costs and charges information regarding our charges and, where relevant, the costs within this investment product

Account Type

  • Investment Account
  • Stocks & Shares ISA
  • SIPP

Annual charges

These are the annual costs based on an initial investment amount of over 1 year assuming a net zero growth rate

Cost Category % of Investment lump sum costs
Our annual fee

Our annual fee

Includes our platform fee at 0.30% per annum (excluding Charles Stanley Multi Asset Funds and anycash held). The min fee is £60, the max is £600 per annum, plus SIPP administration fee (if applicable, only charged if < £30,000 held) – see here 		0.30%
Dealing charges

Dealing charges

Any one-off commission charges associated with investing. Note that government taxes and levies are not included. This does not include any commission credits you may have available 		N/A
Product provider costs

Product provider costs

Product provider costs shown are inclusive of the fund ongoing charges figure (OCF), transaction costs and incidental costs 		0.7431%
Total (£)

Total (£)

Costs per annum displayed in monetary value
Total (%)

Total (%)

Costs per annum displayed as a percentage of investment value

Cumulative effect of charges on your investment's return

This illustration assumes that costs occur evenly throughout the year, charges are paid out of the investment evenly throughout the year, and that an annual growth rate of applies evenly throughout the year, before any charges including product charges

lump sum invested with an assumed growth rate of 1 year years
What you might get back at  with no charges applied

What you might get back at  with no charges applied

These are the illustrative values of a  investment after growth and no costs applied at the end of the defined period
Annual charges

Annual charges

These are the annual costs based on an initial investment amount of assuming a net zero growth rate
Effect of charges on return (%)

Effect of charges on return (%)

These are the overall costs in percentage terms, based on an initial investment amount of assuming a growth rate
Effect of charges on return (£)

Effect of charges on return (£)

These are the overall costs in monetary value, based on an initial investment amount of assuming a growth rate
What you might get back at with charges applied

What you might get back at with charges applied

These are the illustrative values of a investment after growth and costs at the end of the defined period

This illustration is not a forecast of future investment performance but merely a means to demonstrate the potential impact of costs and charges for an assumed return of . Whilst we make reasonable endeavours to ensure the accuracy of third party charges information, this is intended for illustrative purposes only and should not be relied upon. We do not warrant or represent that this information is accurate, complete or up to date, therefore we accept no responsibility or liability for its use

Performance

  • Chart Options

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      Current Comparators


      • Cumulative Performance

        1 month3 months6 months1 year3 years5 years
        -0.66% -0.59% -2.18% 4.58% 5.89% 33.07%

        Important Information
        Headline performance can mask the true characteristics of a fund. Without fully understanding how a fund is managed, you may inadvertently become exposed to an undesirable level of risk to your capital. Some funds carry a dilution levy which reduces the number of units realised on any initial investment as an initial charge. If this fund carries such a levy it should be detailed in the Key Investor Information Document (KIID), which we must provide and you should read before investing.

        The charts and performance data shown are supplied by an external data provider and may contain data that appears to precede the introduction of the clean unit class for this fund. In such cases, historical data has been synthesised at the entire discretion of that external provider as realistically as possible using historical data recorded against the previously available commission-paying version of the fund, adjusting for fees in the process.



      Composition

      View Fund Allocation by:

      TOP 10 HOLDINGS TOP 10 ASSETS TOP 10 SECTORS TOP 10 GEOGRAPHIES

      Important Documents


      The documents listed below are the latest versions made available to our data provider by the fund management group, but may not necessarily reflect the applicable charges that would be levied should you purchase this fund via Charles Stanley Direct. You should treat the charges and other figures shown in the 'Overview' tab as accurate.

      Fund Provider Factsheet
      The Fact Sheet is supplied on a monthly basis by the management group and provides limited information on the fund. Past performance data and a review of how the fund has performed are commonly featured. &nbsp;
      FUND PROVIDER FACTSHEET
      161,895 bytes PDF Document; last updated 28 Feb 2025
      Key Investor Information Document This document, issued by the product provider, provides key information about an investment product. The information is required by law to help potential investors understand the nature, risks, costs, potential gains and losses of the product and enable comparison with other products.
      KEY INVESTOR INFORMATION DOCUMENT
      45,835 bytes PDF Document; last updated 07 Feb 2025
      Consumer Facing Disclosure Report
      CONSUMER FACING DISCLOSURE REPORT
      Annual Report A report published by the Fund Management Group detailing the progress of the fund during the course of the previous 12 months. The information provided includes a financial statement for the group as a whole.
      ANNUAL REPORT
      3,632,504 bytes PDF Document; last updated 30 Jun 2024
      Semi Annual Report Published periodically through the course of the financial year of the fund, the report provides an overview of the fund's performance and the prospects for the remainder of the year. Included are portfolio changes (i.e. which stocks have been bought and sold), and changes in the geographical breakdown during the course of the previous 12 months.
      SEMI-ANNUAL REPORT
      2,393,031 bytes PDF Document; last updated 31 Dec 2024
      Prospectus This is a formal document which contains details of the funds' objectives, investment strategies, risks, performance, distribution policy, fees and expenses and, fund management style.  A fund’s prospectus must be lodged with the Financial Conduct Authority (FCA) for authorisation.
      PROSPECTUS
      1,281,996 bytes PDF Document; last updated 31 Jan 2025
      GET ADOBE READER

      Management Team

      Nicoleta Dumitru Steven Hay Jon Stewart Lesley Dunn

      Nicoleta Dumitru has managed this fund for 6 years and 7 months.

      Nicoleta Dumitru Nicoleta is an investment manager in the Multi Asset Team and part of the Sustainable Income Portfolio Construction Group. She joined Baillie Gifford in 2013 after graduating BSc (Hons) in Management and Marketing from the University of Manchester that same year.

      Manager Cumulative Performance v Peer Group

      Performance Graph

      All funds managed by Nicoleta

      Name of Security Sole/Co Managed Since
      Baillie Gifford MlAssGth Co Jan 2020
      Baillie Gifford MlAssGth Co Jan 2020
      Baillie Gifford DivfdGth Co Jan 2020
      Baillie Gifford MnthlyInc Co Aug 2018

      Steven Hay has managed this fund for 6 years and 7 months.

      Steven Hay Steven joined Baillie Gifford in 2004 and is head of the Income Research Team. He has been involved in running the Fixed Income portion of the strategy since 2012. He previously worked at Scottish Widows and spent seven years doing research for the Bank of England's Monetary Policy Committee and managing the UK's foreign exchange reserves. Steven graduated BAcc (Hons) in Economics and Accountancy from the University of Glasgow in 1992 and MSc in Economics from the University of Warwick in 1993.

      Manager Cumulative Performance v Peer Group

      Performance Graph

      All funds managed by Steven

      Name of Security Sole/Co Managed Since
      Baillie Gifford Managed Co Nov 2012
      Baillie Gifford Managed Co Nov 2012
      Baillie Gifford MnthlyInc Co Aug 2018

      Jon Stewart has managed this fund for 2 months.

      Jon Stewart Jon is an investment manager within the Income Research Team specialising in listed property securities, as well as a member of the Portfolio Construction Group for the Monthly Income Strategy. He joined Baillie Gifford in 2020 from Standard Life Aberdeen where he was part of the Real Estate Equities Team managing a number of UK, European and global real estate equity mandates. Prior to that, Jon spent four years as a sell-side analyst specialising in real estate equities, having begun his career on the UK Equity Team at Ignis Asset Management. Jon is a CFA Charterholder and graduated with an MPhys (Hons) in Physics and Photonics from the University of St Andrews in 2006.

      Manager Cumulative Performance v Peer Group

      Performance Graph

      All funds managed by Jon

      Name of Security Sole/Co Managed Since
      Baillie Gifford MnthlyInc Co Jan 2025

      Lesley Dunn has managed this fund for 4 years and 2 months.

      Lesley Dunn Lesley is Head of Credit and co-manager of the Strategic Bond Strategy. She is a member of the Multi Asset and Income Leadership Group and the Sustainable Income Portfolio Construction Group. Lesley joined Baillie Gifford in 2016 and became a partner of the firm 2023. Prior to this, she spent 15 years at Scottish Widows Investment Partnership. Lesley graduated BSc (Hons) in Maths, Statistics & Economics from Strathclyde University in 2000 and is a CFA Charterholder.

      Manager Cumulative Performance v Peer Group

      Performance Graph

      All funds managed by Lesley

      Name of Security Sole/Co Managed Since
      Baillie Gifford Stg Bd Co Jan 2018
      Baillie Gifford MnthlyInc Co Feb 2021
      Baillie Gifford Stg Bd Co Jan 2018

      Investment involves risk. You may get back less than invested.