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Royal London Index Linked M Inc

ISIN: GB00B3MZ2071 | MEX: RLIL | CITI: IST0

  • Buy 203.4 GBX

  • Sell 203.4 GBX

  • Price Change -0.04910%

Past Performance

  • 10th Dec 2019 to 10th Dec 202010.62%
  • 10th Dec 2020 to 10th Dec 20219.60%
  • 10th Dec 2021 to 10th Dec 2022-34.93%
  • 10th Dec 2022 to 10th Dec 2023-5.99%
  • 10th Dec 2023 to 10th Dec 2024-0.15%
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Objectives and Approach

The Fund’s investment objective is to achieve a total return (combination of capital growth and income) over the medium term (3-5 years) by investing at least 80% in index-linked bonds issued by the UK government, known as gilts. The Fund's performance target is to outperform, after the deduction of charges, the FTSE Actuaries UK Index Linked Gilts (All Stocks) Total Return GBP Index (the "Index") over a rolling 5-year period. For further information on the Fund's index, please refer to the Prospectus. The Fund is actively managed.

Key Information

Inception 7th Jan 2009
Historic Yield 1.4600%
Sector IA UK Index Linked Gilts
Fund Size £421.041mn
Fund Type OEIC
Classification Income

Charges

Total Ongoing Charges 
Please note that whilst we endeavour to show all charges associated with specific funds, sometimes this is not possible due to the information not being made available by the fund provider. In such cases transaction or incidental cost information may be missing. 		0.30%
Initial Charge 0%
AMC 0.30%
Our Platform Charge
We charge a platform fee of 0.30%. Our charges are shown on our rates and charges sheet 		0.30%

Cost and Charges Information

This calculator provides you with costs and charges information regarding our charges and, where relevant, the costs within this investment product

Account Type

  • Investment Account
  • Stocks & Shares ISA
  • SIPP

Annual charges

These are the annual costs based on an initial investment amount of over 1 year assuming a net zero growth rate

Cost Category % of Investment lump sum costs
Our annual fee

Our annual fee

Includes our platform fee at 0.30% per annum (excluding Charles Stanley Multi Asset Funds and anycash held). The min fee is £60, the max is £600 per annum, plus SIPP administration fee (if applicable, only charged if < £30,000 held) – see here 		0.30%
Dealing charges

Dealing charges

Any one-off commission charges associated with investing. Note that government taxes and levies are not included. This does not include any commission credits you may have available 		N/A
Product provider costs

Product provider costs

Product provider costs shown are inclusive of the fund ongoing charges figure (OCF), transaction costs and incidental costs 		0.30%
Total (£)

Total (£)

Costs per annum displayed in monetary value
Total (%)

Total (%)

Costs per annum displayed as a percentage of investment value

Cumulative effect of charges on your investment's return

This illustration assumes that costs occur evenly throughout the year, charges are paid out of the investment evenly throughout the year, and that an annual growth rate of applies evenly throughout the year, before any charges including product charges

lump sum invested with an assumed growth rate of 1 year years
What you might get back at  with no charges applied

What you might get back at  with no charges applied

These are the illustrative values of a  investment after growth and no costs applied at the end of the defined period
Annual charges

Annual charges

These are the annual costs based on an initial investment amount of assuming a net zero growth rate
Effect of charges on return (%)

Effect of charges on return (%)

These are the overall costs in percentage terms, based on an initial investment amount of assuming a growth rate
Effect of charges on return (£)

Effect of charges on return (£)

These are the overall costs in monetary value, based on an initial investment amount of assuming a growth rate
What you might get back at with charges applied

What you might get back at with charges applied

These are the illustrative values of a investment after growth and costs at the end of the defined period

This illustration is not a forecast of future investment performance but merely a means to demonstrate the potential impact of costs and charges for an assumed return of . Whilst we make reasonable endeavours to ensure the accuracy of third party charges information, this is intended for illustrative purposes only and should not be relied upon. We do not warrant or represent that this information is accurate, complete or up to date, therefore we accept no responsibility or liability for its use

Performance

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      Current Comparators


      • Cumulative Performance

        1 month3 months6 months1 year3 years5 years
        0.64% -3.30% -1.77% -0.15% -38.92% -25.95%

        Important Information
        Headline performance can mask the true characteristics of a fund. Without fully understanding how a fund is managed, you may inadvertently become exposed to an undesirable level of risk to your capital. Some funds carry a dilution levy which reduces the number of units realised on any initial investment as an initial charge. If this fund carries such a levy it should be detailed in the Key Investor Information Document (KIID), which we must provide and you should read before investing.

        The charts and performance data shown are supplied by an external data provider and may contain data that appears to precede the introduction of the clean unit class for this fund. In such cases, historical data has been synthesised at the entire discretion of that external provider as realistically as possible using historical data recorded against the previously available commission-paying version of the fund, adjusting for fees in the process.



      Composition

      View Fund Allocation by:

      TOP 10 HOLDINGS TOP 10 ASSETS TOP 10 SECTORS TOP 10 GEOGRAPHIES

      Important Documents


      The documents listed below are the latest versions made available to our data provider by the fund management group, but may not necessarily reflect the applicable charges that would be levied should you purchase this fund via Charles Stanley Direct. You should treat the charges and other figures shown in the 'Overview' tab as accurate.

      Fund Provider Factsheet
      The Fact Sheet is supplied on a monthly basis by the management group and provides limited information on the fund. Past performance data and a review of how the fund has performed are commonly featured. &nbsp;
      FUND PROVIDER FACTSHEET
      495,789 bytes PDF Document; last updated 31 Oct 2024
      Key Investor Information Document This document, issued by the product provider, provides key information about an investment product. The information is required by law to help potential investors understand the nature, risks, costs, potential gains and losses of the product and enable comparison with other products.
      KEY INVESTOR INFORMATION DOCUMENT
      82,119 bytes PDF Document; last updated 15 Feb 2024
      Product-Level Sustainability Report
      PRODUCT-LEVEL SUSTAINABILITY REPORT
      Annual Report A report published by the Fund Management Group detailing the progress of the fund during the course of the previous 12 months. The information provided includes a financial statement for the group as a whole.
      ANNUAL REPORT
      3,949,080 bytes PDF Document; last updated 31 Oct 2023
      Semi Annual Report Published periodically through the course of the financial year of the fund, the report provides an overview of the fund's performance and the prospects for the remainder of the year. Included are portfolio changes (i.e. which stocks have been bought and sold), and changes in the geographical breakdown during the course of the previous 12 months.
      SEMI-ANNUAL REPORT
      2,786,597 bytes PDF Document; last updated 30 Apr 2024
      Prospectus This is a formal document which contains details of the funds' objectives, investment strategies, risks, performance, distribution policy, fees and expenses and, fund management style.  A fund’s prospectus must be lodged with the Financial Conduct Authority (FCA) for authorisation.
      PROSPECTUS
      1,286,177 bytes PDF Document; last updated 01 Nov 2024
      GET ADOBE READER

      Management Team

      Paul Rayner Ben Nicholl

      Paul Rayner has managed this fund for 19 years and 2 months.

      Paul Rayner Paul Rayner – Head of Alpha Strategies Paul is Head of Alpha Strategy Rates, responsible for the strategic direction and tactical overlay within RLAM’s Rates and Cash business. Paul works closely with Craig Inches (Head of Rates and Cash) and is supported by a skilled and experienced team of specialist investors who input into Paul’s decision making and assist in the risk adjusted implementation of strategies employed across the full range of rates funds. Prior to RLAM, Paul was Head of UK Bonds at SG Asset Management and has significant industry experience spanning more than 30 years. Paul has a BA (Hons) in Economics from the University of Kent.

      Manager Cumulative Performance v Peer Group

      Performance Graph

      All funds managed by Paul

      Name of Security Sole/Co Managed Since
      Royal London Intl Gvt Bd Co Sep 2014
      Royal London Gbl Index Linked Co Sep 2014
      Royal London Abs Ret Gov Bd Co Nov 2014
      Royal London Idx Linked Co Oct 2005
      Royal London Sht DrGbIdx Lkd Co Feb 2016

      Ben Nicholl has managed this fund for 11 months.

      Ben Nicholl Ben Nicholl – Fund Manager Ben is a Fund Manager, responsible for quantitative bond modelling within RLAM’s Rates and Cash business. Ben focuses on the management of the UK government bond, Cash and Absolute return funds. Prior to the Rates and Cash team Ben worked within RLAM’s Far East Equity and Asset Allocation teams developing a wide range of market knowledge and investment techniques. Ben has a BSc (Hons) in Economics from the University of York and is a CFA Charterholder.

      Manager Cumulative Performance v Peer Group

      Performance Graph

      All funds managed by Ben

      Name of Security Sole/Co Managed Since
      Royal London UK Government Bd Co Jan 2021
      Royal London UK Government Bd Co Jan 2021
      Royal London Idx Linked Co Jan 2023
      Royal London Short Dur Gilts Co Jan 2019
      Royal London UK Government Bd Co Jan 2021

      Investment involves risk. You may get back less than invested.