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Fidelity Moneybuilder Balanced W Acc

ISIN: GB00BYRPGV84 | MEX: FIXZB | CITI: MV8J

  • Buy 62.85 GBX

  • Sell 62.85 GBX

  • Price Change -0.53810%

Past Performance

  • 2nd May 2019 to 2nd May 2020-2.62%
  • 2nd May 2020 to 2nd May 20216.55%
  • 2nd May 2021 to 2nd May 20226.76%
  • 2nd May 2022 to 2nd May 2023-2.54%
  • 2nd May 2023 to 2nd May 20243.12%
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Objectives and Approach

The Fund aims to achieve an income and to increase value of your investment over a period of 5 years or more. The Fund will invest at least 80% in a blend of equities (and their related securities) of UK companies (those domiciled, incorporated or having significant business in UK and those which are listed in the UK) and sterling denominated (or hedged back to sterling) investment grade debt instruments e.g. bonds, which could include government and corporate bonds. The Investment Manager is not restricted in terms of size or industry. The Fund is actively managed without reference to a benchmark. Asset allocation of the Fund will be actively managed and is typically allocated as follows: 65% shares and 35% debt instruments. However, the Fund's allocation between shares and debt instruments can be tactically adjusted within the following ranges in order to preserve capital or take advantage of market opportunities: 60-70% shares and 30-40% debt instruments. The Fund may also invest in other transferable securities, collective investment schemes, money market instruments, cash and deposits and is also able to use derivatives for efficient portfolio management and investment purposes. The Fund's performance can be compared to the 65% FTSE All Share (Gross Total Return) Index and 35% FTSE Actuaries UK Gilts All Stocks Index as the blend of indices' constituents are representative of the type of investments made by the Investment Manager. Many funds sold in the UK are grouped into sectors by the Investment Association (the trade body that represents UK Investment Managers), to facilitate comparison between funds with broadly similar characteristics. This Fund is classified in the IA Mixed Investment 40-85% Shares sector. Performance data on funds within this sector may be prepared and published by data providers and will be used when evaluating the performance of this Fund. The IA sector most closely reflects the combination of assets in the Fund.

Key Information

Inception 11th Nov 2015
Historic Yield 3.1100%
Sector IA Mixed Investment 40-85% Shares
Fund Size £206.988mn
Fund Type OEIC
Classification Accumulation

Charges

Total Ongoing Charges 
Please note that whilst we endeavour to show all charges associated with specific funds, sometimes this is not possible due to the information not being made available by the fund provider. In such cases transaction or incidental cost information may be missing. 		0.7184%
Initial Charge 0%
AMC 0.50%
Our Platform Charge
We charge a platform fee starting at 0.35% for the first £250,000 of assets. Our charges for assets above £250,000 are shown on our rates and charges sheet 		0.35%

Cost and Charges Information

This calculator provides you with costs and charges information regarding our charges and, where relevant, the costs within this investment product

Account Type

  • Investment Account
  • Stocks & Shares ISA
  • SIPP

Annual charges

These are the annual costs based on an initial investment amount of over 1 year assuming a net zero growth rate

Cost Category % of Investment lump sum costs
Our annual fee

Our annual fee

Includes our platform fee at 0.35% per annum for Funds (up to £250,000) and Stocks & Shares (min £24 max £240), plus SIPP administration fee (if applicable, only charged if <£30,000 held) - see here 		0.35%
Dealing charges

Dealing charges

Any one-off commission charges associated with investing. Note that government taxes and levies are not included 		N/A
Product provider costs

Product provider costs

Product provider costs shown are inclusive of the fund ongoing charges figure (OCF), transaction costs and incidental costs 		0.7184%
Total (£)

Total (£)

Costs per annum displayed in monetary value
Total (%)

Total (%)

Costs per annum displayed as a percentage of investment value

Cumulative effect of charges on your investment's return

This illustration assumes that costs occur evenly throughout the year, charges are paid out of the investment evenly throughout the year, and that an annual growth rate of applies evenly throughout the year, before any charges including product charges

lump sum invested with an assumed growth rate of 1 year years
What you might get back at  with no charges applied

What you might get back at  with no charges applied

These are the illustrative values of a  investment after growth and no costs applied at the end of the defined period
Annual charges

Annual charges

These are the annual costs based on an initial investment amount of assuming a net zero growth rate
Effect of charges on return (%)

Effect of charges on return (%)

These are the overall costs in percentage terms, based on an initial investment amount of assuming a growth rate
Effect of charges on return (£)

Effect of charges on return (£)

These are the overall costs in monetary value, based on an initial investment amount of assuming a growth rate
What you might get back at with charges applied

What you might get back at with charges applied

These are the illustrative values of a investment after growth and costs at the end of the defined period

This illustration is not a forecast of future investment performance but merely a means to demonstrate the potential impact of costs and charges for an assumed return of . Whilst we make reasonable endeavours to ensure the accuracy of third party charges information, this is intended for illustrative purposes only and should not be relied upon. We do not warrant or represent that this information is accurate, complete or up to date, therefore we accept no responsibility or liability for its use

Performance

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      Current Comparators


      • Cumulative Performance

        1 month3 months6 months1 year3 years5 years
        1.17% 3.51% 8.82% 3.12% 7.28% 11.31%

        Important Information
        Headline performance can mask the true characteristics of a fund. Without fully understanding how a fund is managed, you may inadvertently become exposed to an undesirable level of risk to your capital. Some funds carry a dilution levy which reduces the number of units realised on any initial investment as an initial charge. If this fund carries such a levy it should be detailed in the Key Investor Information Document (KIID), which we must provide and you should read before investing.

        The charts and performance data shown are supplied by an external data provider and may contain data that appears to precede the introduction of the clean unit class for this fund. In such cases, historical data has been synthesised at the entire discretion of that external provider as realistically as possible using historical data recorded against the previously available commission-paying version of the fund, adjusting for fees in the process.



      Composition

      View Fund Allocation by:

      TOP 10 HOLDINGS TOP 10 ASSETS TOP 10 SECTORS TOP 10 GEOGRAPHIES

      Important Documents


      The documents listed below are the latest versions made available to our data provider by the fund management group, but may not necessarily reflect the applicable charges that would be levied should you purchase this fund via Charles Stanley Direct. You should treat the charges and other figures shown in the 'Overview' tab as accurate.

      Fund Provider Factsheet
      The Fact Sheet is supplied on a monthly basis by the management group and provides limited information on the fund. Past performance data and a review of how the fund has performed are commonly featured. &nbsp;
      FUND PROVIDER FACTSHEET
      216,152 bytes PDF Document; last updated 31 Mar 2024
      Key Investor Information Document This document, issued by the product provider, provides key information about an investment product. The information is required by law to help potential investors understand the nature, risks, costs, potential gains and losses of the product and enable comparison with other products.
      KEY INVESTOR INFORMATION DOCUMENT
      123,580 bytes PDF Document; last updated 26 Jan 2024
      Annual Report A report published by the Fund Management Group detailing the progress of the fund during the course of the previous 12 months. The information provided includes a financial statement for the group as a whole.
      ANNUAL REPORT
      4,260,221 bytes PDF Document; last updated 28 Feb 2023
      Semi Annual Report Published periodically through the course of the financial year of the fund, the report provides an overview of the fund's performance and the prospects for the remainder of the year. Included are portfolio changes (i.e. which stocks have been bought and sold), and changes in the geographical breakdown during the course of the previous 12 months.
      SEMI-ANNUAL REPORT
      36,113,189 bytes PDF Document; last updated 31 Aug 2023
      Prospectus This is a formal document which contains details of the funds' objectives, investment strategies, risks, performance, distribution policy, fees and expenses and, fund management style.  A fund’s prospectus must be lodged with the Financial Conduct Authority (FCA) for authorisation.
      PROSPECTUS
      6,675,710 bytes PDF Document; last updated 27 Mar 2024
      GET ADOBE READER

      Management Team

      Shamil Pankhania Rupert Henry Gifford Kristian Atkinson

      Shamil Pankhania has managed this fund for 2 months.

      Shamil Pankhania There is currently no biography information for Shamil Pankhania.

      Manager Cumulative Performance v Peer Group

      Performance Graph

      All funds managed by Shamil

      Name of Security Sole/Co Managed Since
      Fidelity LDSCB Co Mar 2023
      Fidelity SCB Co Mar 2023
      Fidelity MnybuldrBln Co Mar 2023
      Fidelity xtrInc Co Mar 2023
      Fidelity SusMnybldInc Co Mar 2023
      Fidelity SusMnybldInc Co Mar 2023
      Fidelity xtrInc Co Mar 2023
      Fidelity Short Dtd Corp Bd Co Mar 2023
      Fidelity Short Dtd Corp Bd Co Mar 2023
      Fidelity SusCltBd Co Mar 2023

      Rupert Henry Gifford has managed this fund for 4 years and 2 months.

      Rupert Henry Gifford Rupert Gifford assumed responsibility as lead Portfolio Manager of Fidelity Funds (FF) Global Infrastructure Fund on 1st January 2017. Rupert started his investment career in August 2001 and joined Fidelity in 2006 as an Analyst on the Equity Team’s rotation programme. After initially covering EMEA Oil & Gas and Utilities, Rupert progressed to the European Large Cap Capital Goods sector, serving as European Industrials sector leader. Rupert’s final sector before joining the Equity Income Team was North American Consumer Staples.Rupert graduated from the University of Oxford in 1995, gaining an MA (Hons) in Chemistry. He also completed a postgraduate certificate in Economics at Birkbeck College, University of London, with distinction and is a CFA Charter Holder.

      Manager Cumulative Performance v Peer Group

      Performance Graph

      All funds managed by Rupert

      Name of Security Sole/Co Managed Since
      Fidelity MnybuldrDiv Co Feb 2020
      Fidelity EnhncdInc Co Feb 2020
      Fidelity EnhncdInc Co Feb 2020
      Fidelity MnybuldrBln Co Feb 2020
      Fidelity MnybuldrDiv Co Feb 2020
      Fidelity EnhncdInc Co Feb 2020
      Fidelity MnybuldrDiv Co Feb 2020

      Kristian Atkinson has managed this fund for 6 months.

      Kristian Atkinson Kris Atkinson is Portfolio Manager of Fidelity’s Global Corporate Bond, Fixed Maturity and Global Hybrids portfolios. Kris joined Fidelity in 2000 as a Research Associate, became a Credit Analyst in 2001 and was promoted to a Senior Credit Analyst position in 2010. During this time he covered a variety of sectors across Investment Grade, High Yield and Emerging markets including European utilities, consumer / retail, pharmaceutical, global energy and basic materials. He became a Portfolio Manager in 2013.Prior to joining Fidelity, Kris worked for Lexecon, a consultancy subsequently acquired by Charles River Associates. Kris has an MA Economics from the University of Cambridge.

      Manager Cumulative Performance v Peer Group

      Performance Graph

      All funds managed by Kristian

      Name of Security Sole/Co Managed Since
      Fidelity LDSCB Co Jan 2019
      Fidelity SCB Co Jan 2019
      Fidelity MnybuldrBln Co Sep 2023
      Fidelity xtrInc Co Sep 2023
      Fidelity SusMnybldInc Co Jan 2019
      Fidelity SusMnybldInc Co Jan 2019
      Fidelity xtrInc Co Sep 2023
      Fidelity Short Dtd Corp Bd Co Jan 2019
      Fidelity Short Dtd Corp Bd Co Jan 2019
      Fidelity SusCltBd Co Jan 2020

      Investment involves risk. You may get back less than invested.