LLOYDS BANKING GROUP ORD GBP0.10

Symbol: LLOY

This security went ex-dividend on 04/08/2022. Pay date is 12/09/2022

Whilst we endeavour to price investments on a real-time streaming or 15 min delayed basis, some prices may be as at close of business from the previous working day.

Invest in this share within an ISA, JISA, SIPP or Investment Account

Overview

Core Data
Latest Dividend Information

Ex-Dividend Date 4 Aug 2022
Pay Date 12 Sep 2022
Total Dividends - Year to Date2.13
Dividend Yield (%)4.7082

Historical Data & Ratios

Avg Volume Over 10 Days162.4668
Market Cap (M)30965.0700
Price/Earnings (PE)6.7221
Earnings Per Share6.73
Revenue Per Share0.5392
Return on Equity %10.4896

1 Month Performance Chart

One Month Chart

Broker View
Data shown is based on the past 75 days of broker views.

ActionBrokers

Strong Buy15

Buy1

Neutral5

Sell0

Strong Sell2

Brokers 15 1 5 0 2
Consensus

ConsensusBuy

Not advice based on your circumstances. Does not constitute a recommendation to buy or sell this or any other security. Selected data supplied by Digital Look® Read more.

Cost and Charges Information

This calculator provides you with costs and charges information regarding our charges and, where relevant, the costs within this investment product

Account Type

  • Investment Account
  • Stocks & Shares ISA
  • SIPP

Annual charges

These are the annual costs based on an initial investment amount of over 1 year assuming a net zero growth rate

Cost Category % of Investment lump sum costs
Our annual fee

Our annual fee

Includes our platform fee at 0.35% per annum for Funds (up to £250,000) and Stocks & Shares (min £24 max £240), plus SIPP administration fee (if applicable, only charged if <£30,000 held) - see here
0.35%
Dealing charges

Dealing charges

Any one-off commission charges associated with investing. Note that government taxes and levies are not included
N/A
Product provider costs

Product provider costs

Product provider costs shown are inclusive of the fund ongoing charges figure (OCF), transaction costs and incidental costs
N/A N/A
Total (£)

Total (£)

Costs per annum displayed in monetary value
Total (%)

Total (%)

Costs per annum displayed as a percentage of investment value

Cumulative effect of charges on your investment's return

This illustration assumes that costs occur evenly throughout the year, charges are paid out of the investment evenly throughout the year, and that an annual growth rate of applies evenly throughout the year, before any charges including product charges

lump sum invested with an assumed growth rate of 1 year years
What you might get back at  with no charges applied

What you might get back at  with no charges applied

These are the illustrative values of a  investment after growth and no costs applied at the end of the defined period
Annual charges

Annual charges

These are the annual costs based on an initial investment amount of assuming a net zero growth rate
Effect of charges on return (%)

Effect of charges on return (%)

These are the overall costs in percentage terms, based on an initial investment amount of assuming a growth rate
Effect of charges on return (£)

Effect of charges on return (£)

These are the overall costs in monetary value, based on an initial investment amount of assuming a growth rate
What you might get back at with charges applied

What you might get back at with charges applied

These are the illustrative values of a investment after growth and costs at the end of the defined period

This illustration is not a forecast of future investment performance but merely a means to demonstrate the potential impact of costs and charges for an assumed return of . Whilst we make reasonable endeavours to ensure the accuracy of third party charges information, this is intended for illustrative purposes only and should not be relied upon. We do not warrant or represent that this information is accurate, complete or up to date, therefore we accept no responsibility or liability for its use

Charts

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      Company

      Business Summary

      Lloyds Banking Group plc is a United Kingdom-based retail and commercial financial services provider. The Company provides a range of banking and financial services in the United Kingdom and in certain locations overseas. Its services are offered through brands, including Lloyds Bank, Halifax, Bank of Scotland and Scottish Widows. It operates through three segments: Retail, Commercial Banking, and Insurance and Wealth. Its Retail segment offers a range of financial service products, including current accounts, savings, mortgages, motor finance and unsecured consumer lending to personal and small business customers. Its Commercial Banking segment provides a range of products and services, such as lending, transactional banking, working capital management, risk management and debt capital markets services to small and medium enterprises (SMEs), corporates and financial institutions. Its Insurance and Wealth segment offers insurance, investment and wealth management products and services.

      Financial Summary

      BRIEF: For the six months ended 30 June 2022, Lloyds Banking Group PLC interest income increased 14% to £7.43B. Net interest income after loan loss provision increased 34% to £6.82B. Net income applicable to common stockholders decreased 29% to £2.57B. Net interest income after loan loss provision reflects Retail segment increase of 15% to £4.85B, Net Interest Margin, Total -% increase of 11% to 2.77%.

      Financials


      Income Statement - All values are in GBP (M).

      Year Ending

      31/12/2021

      31/12/2020

      31/12/2019

      31/12/2018

      31/12/2017

      31/12/2016

      Total Revenue NIL NIL NIL NIL NIL NIL
      Gross profit NIL NIL NIL NIL NIL NIL
      Operating Profit/Loss NIL NIL NIL NIL NIL NIL
      Profit Before Tax 6,902.00 1,226.00 4,393.00 5,960.00 5,275.00 4,238.00
      Profit After Tax 5,885.00 1,387.00 3,006.00 4,506.00 3,649.00 2,514.00
      Equity Holders of Parent Company 5,355.00 865.00 2,459.00 3,975.00 3,144.00 2,092.00
      Minority Interest 134.00 160.00 122.00 176.00 147.00 339.00


      Balance Sheet - All values are in GBP (M).

      Year Ending

      31/12/2021

      31/12/2020

      31/12/2019

      31/12/2018

      31/12/2017

      31/12/2016

      Total Non-Current Assets 886,525.00 871,269.00 833,893.00 797,598.00 812,109.00 817,793.00
      Total Current Assets NIL NIL NIL NIL NIL NIL
      Total Assets 886,525.00 871,269.00 833,893.00 797,598.00 812,109.00 817,793.00
      Total Liabilities 833,373.00 821,856.00 786,087.00 747,399.00 762,966.00 768,978.00
      Total Net Assets 53,152.00 49,413.00 47,806.00 50,199.00 49,143.00 48,815.00
      Shareholders Funds 52,917.00 49,184.00 47,603.00 49,925.00 48,906.00 48,375.00
      Minority Interests 134.00 160.00 122.00 176.00 147.00 339.00
      Total Equity 53,152.00 49,413.00 47,806.00 50,199.00 49,143.00 48,815.00

      Outlook

      Broker View
      Data shown is based on the past 75 days of broker views.

      ActionBrokers

      Strong Buy15

      Buy1

      Neutral5

      Sell0

      Strong Sell2

      Brokers 15 1 5 0 2
      Consensus

      ConsensusBuy

      Not advice based on your circumstances. Does not constitute a recommendation to buy or sell this or any other security. Selected data supplied by Digital Look® Read more.

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      Forecasts

      Year 2022 2023
      Revenue £17,419.70mn £17,658.90mn
      Pre-tax-Profit £7,215.26mn £6,858.84mn
      EPS £0.07p £0.07p
      EPS Growth -7.19% -2.82%
      P/E 6.58 6.76
      PEG Ratio -0.92 -2.40
      Dividend 2.56p 2.66p
      Yield 5.70% 5.93%

      Upgrades & Downgrades (Latest)

      DateBrokerRecommendationPriceOld TargetNew TargetChange
      28th Jul 2022DeutscheReiteration44p61p61pBuy
      28th Jul 2022RBC Capital MarketsReiteration44p42p45pUnderperform
      28th Jul 2022Berenberg BankReiteration44p52p55pHold
      27th Jul 2022Shore CapitalReiteration45p0p0pBuy
      30th Jun 2022BarclaysReiteration42p58p52pEqual-weight
      30th May 2022DeutscheReiteration45p67p61pBuy
      19th May 2022Shore CapitalReiteration43p0p0pBuy
      19th May 2022JP Morgan CazenoveReiteration43p60p61pOverweight
      11th May 2022Morgan StanleyReiteration43p0p0pOverweight
      6th May 2022Berenberg BankReiteration43p0p52pHold

      Time & Sales

      All prices are in GBX and times are in GMT. Last 20 trades shown.

      Date Time Price Volume Type
      9 Aug 2022 11:44 45.34 3,669 Sell
      9 Aug 2022 11:44 45.335 2,211 Sell
      9 Aug 2022 11:44 45.335 856 Sell
      9 Aug 2022 11:44 45.33 1,086 Sell
      9 Aug 2022 11:44 45.33 1,218 Sell
      9 Aug 2022 11:44 45.35 2 Buy
      9 Aug 2022 11:44 45.348 5,000 Buy
      9 Aug 2022 11:44 45.345 7,879 Sell
      9 Aug 2022 11:43 45.33 342 Sell
      9 Aug 2022 11:43 45.335 43 Buy
      9 Aug 2022 11:43 45.345 6,245 Buy
      9 Aug 2022 11:43 45.334 2,000 Buy
      9 Aug 2022 11:43 45.327 1,800 Sell
      9 Aug 2022 11:43 45.33 431 Buy
      9 Aug 2022 11:42 45.325 1,691 Sell
      9 Aug 2022 11:42 45.335 2 Sell
      9 Aug 2022 11:42 45.3399 768 Buy
      9 Aug 2022 11:41 45.325 3,776 Buy
      9 Aug 2022 11:41 45.32 5,006 Buy
      9 Aug 2022 11:41 45.325 21 Buy

      Selected data supplied by Thomson Reuters ©  View restrictions.

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      Investment involves risk. You may get back less than invested.