LLOYDS BANKING GROUP ORD GBP0.1

Symbol: LLOY

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Invest in this share within an ISA, JISA, SIPP or Investment Account

Overview

Core Data
Latest Dividend Information

Ex-Dividend Date 1 Aug 2024
Pay Date 10 Sep 2024
Total Dividends - Year to Date2.9
Dividend Yield (%)4.5785

Historical Data & Ratios

Avg Volume Over 10 Days162.3307
Market Cap (M)35485.2000
Price/Earnings (PE)8.0791
Earnings Per Share7.84
Revenue Per Share0.5934
Return on Equity %10.8619

1 Month Performance Chart

One Month Chart

Broker View
Data shown is based on the past 75 days of broker views.

ActionBrokers

Strong Buy2

Buy5

Neutral11

Sell2

Strong Sell0

Brokers 2 5 11 2 0
Consensus

ConsensusNeutral

Not advice based on your circumstances. Does not constitute a recommendation to buy or sell this or any other security. Selected data supplied by Digital Look® Read more.

Cost and Charges Information

This calculator provides you with costs and charges information regarding our charges and, where relevant, the costs within this investment product

Account Type

  • Investment Account
  • Stocks & Shares ISA
  • SIPP

Annual charges

These are the annual costs based on an initial investment amount of over 1 year assuming a net zero growth rate

Cost Category % of Investment lump sum costs
Our annual fee

Our annual fee

Includes our platform fee at 0.30% per annum (excluding Charles Stanley Multi Asset Funds and anycash held). The min fee is £60, the max is £600 per annum, plus SIPP administration fee (if applicable, only charged if < £30,000 held) – see here
0.30%
Dealing charges

Dealing charges

Any one-off commission charges associated with investing. Note that government taxes and levies are not included. This does not include any commission credits you may have available
N/A
Product provider costs

Product provider costs

Product provider costs shown are inclusive of the fund ongoing charges figure (OCF), transaction costs and incidental costs
N/A N/A
Total (£)

Total (£)

Costs per annum displayed in monetary value
Total (%)

Total (%)

Costs per annum displayed as a percentage of investment value

Cumulative effect of charges on your investment's return

This illustration assumes that costs occur evenly throughout the year, charges are paid out of the investment evenly throughout the year, and that an annual growth rate of applies evenly throughout the year, before any charges including product charges

lump sum invested with an assumed growth rate of 1 year years
What you might get back at  with no charges applied

What you might get back at  with no charges applied

These are the illustrative values of a  investment after growth and no costs applied at the end of the defined period
Annual charges

Annual charges

These are the annual costs based on an initial investment amount of assuming a net zero growth rate
Effect of charges on return (%)

Effect of charges on return (%)

These are the overall costs in percentage terms, based on an initial investment amount of assuming a growth rate
Effect of charges on return (£)

Effect of charges on return (£)

These are the overall costs in monetary value, based on an initial investment amount of assuming a growth rate
What you might get back at with charges applied

What you might get back at with charges applied

These are the illustrative values of a investment after growth and costs at the end of the defined period

This illustration is not a forecast of future investment performance but merely a means to demonstrate the potential impact of costs and charges for an assumed return of . Whilst we make reasonable endeavours to ensure the accuracy of third party charges information, this is intended for illustrative purposes only and should not be relied upon. We do not warrant or represent that this information is accurate, complete or up to date, therefore we accept no responsibility or liability for its use

Charts

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      Company

      Business Summary

      Lloyds Banking Group plc is a United Kingdom-based financial services company. The Company provides a range of banking and financial services that is focused primarily on retail and commercial customers. It operates through three segments: Retail, Commercial Banking, and Insurance, Pensions and Investments. The Retail segment offers a range of financial services products to personal customers, including current accounts, savings, mortgages, credit cards, unsecured loans, motor finance and leasing solutions. The Commercial Banking segment serves small and medium businesses, as well as corporate and institutional clients, providing lending, transactional banking, working capital management, debt financing and risk management services. The Insurance, Pensions and Investments segment offers insurance, investment and pension management products and services. This segment helps customers with their long-term protection, retirement and investment needs.

      Financial Summary

      BRIEF: For the six months ended 30 June 2024, Lloyds Banking Group PLC interest income increased 18% to £15.44B. Net interest income after loan loss provision decreased 3% to £5.95B. Net income applicable to common stockholders decreased 17% to £2.15B. Net interest income after loan loss provision reflects Retail segment decrease of 13% to £4.43B, Commercial Banking segment decrease of 12% to £1.7B.

      Financials


      Income Statement - All values are in GBP (M).

      Year Ending

      31/12/2023

      31/12/2022

      31/12/2021

      31/12/2020

      31/12/2019

      31/12/2018

      Total Revenue NIL NIL NIL NIL NIL NIL
      Gross profit NIL NIL NIL NIL NIL NIL
      Operating Profit/Loss NIL NIL NIL NIL NIL NIL
      Profit Before Tax 7,503.00 6,928.00 6,902.00 1,226.00 4,393.00 5,960.00
      Profit After Tax 5,518.00 5,555.00 5,885.00 1,387.00 3,006.00 4,506.00
      Equity Holders of Parent Company 4,933.00 5,021.00 5,355.00 865.00 2,459.00 3,975.00
      Minority Interest 143.00 148.00 134.00 160.00 122.00 176.00


      Balance Sheet - All values are in GBP (M).

      Year Ending

      31/12/2023

      31/12/2022

      31/12/2021

      31/12/2020

      31/12/2019

      31/12/2018

      Total Non-Current Assets 881,453.00 877,829.00 886,525.00 871,269.00 833,893.00 797,598.00
      Total Current Assets NIL NIL NIL NIL NIL NIL
      Total Assets 881,453.00 877,829.00 886,525.00 871,269.00 833,893.00 797,598.00
      Total Liabilities 834,088.00 830,308.00 833,373.00 821,856.00 786,087.00 747,399.00
      Total Net Assets 47,365.00 47,521.00 53,152.00 49,413.00 47,806.00 50,199.00
      Shareholders Funds 47,164.00 47,277.00 52,917.00 49,184.00 47,603.00 49,925.00
      Minority Interests 143.00 148.00 134.00 160.00 122.00 176.00
      Total Equity 47,365.00 47,521.00 53,152.00 49,413.00 47,806.00 50,199.00

      Outlook

      Broker View
      Data shown is based on the past 75 days of broker views.

      ActionBrokers

      Strong Buy2

      Buy5

      Neutral11

      Sell2

      Strong Sell0

      Brokers 2 5 11 2 0
      Consensus

      ConsensusNeutral

      Not advice based on your circumstances. Does not constitute a recommendation to buy or sell this or any other security. Selected data supplied by Digital Look® Read more.

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      Forecasts

      Year 2024 2025 2026
      Revenue £17,737.00mn £18,678.70mn £19,820.10mn
      Pre-tax-Profit £7,234.96mn £7,255.03mn £8,835.81mn
      EPS £0.07p £0.07p £0.09p
      EPS Growth -8.58% -2.99% 31.71%
      P/E 9.12 9.4 7.13
      PEG Ratio -1.06 -3.15 0.22
      Dividend 3.26p 3.43p 4.01p
      Yield 0.00% 0.00% 0.00%

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      Time & Sales

      Sorry, sales information on this investment is not available at this time.

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      Investment involves risk. You may get back less than invested.