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VANQUIS BANKING GROUP PLC ORD GBP0.207272

Symbol: VANQ

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Overview

Core Data
Latest Dividend Information

Ex-Dividend Date Unknown
Pay Date 30 May 2024
Total Dividends - Year to Date0
Dividend Yield (%)0

Historical Data & Ratios

Avg Volume Over 10 Days0.7259
Market Cap (M)156.4546
Price/Earnings (PE)0
Earnings Per Share-46.68
Revenue Per Share2.3538
Return on Equity %-23.6168

1 Month Performance Chart

One Month Chart

Cost and Charges Information

This calculator provides you with costs and charges information regarding our charges and, where relevant, the costs within this investment product

Account Type

  • Investment Account
  • Stocks & Shares ISA
  • SIPP

Annual charges

These are the annual costs based on an initial investment amount of over 1 year assuming a net zero growth rate

Cost Category % of Investment lump sum costs
Our annual fee

Our annual fee

Includes our platform fee at 0.30% per annum (excluding Charles Stanley Multi Asset Funds and anycash held). The min fee is £60, the max is £600 per annum, plus SIPP administration fee (if applicable, only charged if < £30,000 held) – see here 		0.30%
Dealing charges

Dealing charges

Any one-off commission charges associated with investing. Note that government taxes and levies are not included. This does not include any commission credits you may have available 		N/A
Product provider costs

Product provider costs

Product provider costs shown are inclusive of the fund ongoing charges figure (OCF), transaction costs and incidental costs 		N/A N/A
Total (£)

Total (£)

Costs per annum displayed in monetary value
Total (%)

Total (%)

Costs per annum displayed as a percentage of investment value

Cumulative effect of charges on your investment's return

This illustration assumes that costs occur evenly throughout the year, charges are paid out of the investment evenly throughout the year, and that an annual growth rate of applies evenly throughout the year, before any charges including product charges

lump sum invested with an assumed growth rate of 1 year years
What you might get back at  with no charges applied

What you might get back at  with no charges applied

These are the illustrative values of a  investment after growth and no costs applied at the end of the defined period
Annual charges

Annual charges

These are the annual costs based on an initial investment amount of assuming a net zero growth rate
Effect of charges on return (%)

Effect of charges on return (%)

These are the overall costs in percentage terms, based on an initial investment amount of assuming a growth rate
Effect of charges on return (£)

Effect of charges on return (£)

These are the overall costs in monetary value, based on an initial investment amount of assuming a growth rate
What you might get back at with charges applied

What you might get back at with charges applied

These are the illustrative values of a investment after growth and costs at the end of the defined period

This illustration is not a forecast of future investment performance but merely a means to demonstrate the potential impact of costs and charges for an assumed return of . Whilst we make reasonable endeavours to ensure the accuracy of third party charges information, this is intended for illustrative purposes only and should not be relied upon. We do not warrant or represent that this information is accurate, complete or up to date, therefore we accept no responsibility or liability for its use

Charts

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      Company

      Business Summary

      Vanquis Banking Group plc is a United Kingdom-based specialist bank. The Company supports its target customers with differentiated credit, savings and money management solutions, with lending predominantly funded by retail deposits. The Company's brands include Vanquis, Moneybarn, and Snoop. Through Vanquis, the Company offers a range of credit cards, unsecured personal loans, and savings products. It provides customers with credit cards, tailored to suit their needs, with a range of APR's and credit limits. Through Moneybarn, it offers secured vehicle finance on a range of asset classes, new and used including cars, motorbikes and light commercial vehicles. Snoop's platform combines both data-driven, personalized insights (or Snoops) to help consumers find their money-saving opportunities, and a free credit scoring service. Snoop uses artificial intelligence (AI) and open banking data to help people save on household bills and targets savings of up to £1,500 per year for customers.

      Financial Summary

      BRIEF: For the fiscal year ended 31 December 2024, Vanquis Banking Group PLC revenues increased 1% to £601.4M. Net loss increased from £11.7M to £119.3M. Revenues reflect Credit cards and personal loans segment increase of 7% to £443.1M. Higher net loss reflects Selling, General & Administrative Expens increase of 51% to £259M (expense). Basic Earnings per Share excluding Extraordinary Items decreased from -£0.05 to -£0.47.

      Financials


      Income Statement - All values are in GBP (M).

      Year Ending

      31/12/2024

      31/12/2023

      31/12/2022

      31/12/2021

      31/12/2020

      31/12/2019

      Total Revenue 601.40 600.20 533.90 534.60 615.40 998.30
      Gross profit 457.10 486.10 531.10 NIL NIL 1,101.50
      Operating Profit/Loss -137.40 -5.30 163.60 198.80 25.20 200.80
      Profit Before Tax -136.30 -4.40 110.10 142.20 -37.00 128.80
      Profit After Tax -119.30 -6.00 82.30 134.60 -37.00 84.40
      Equity Holders of Parent Company -119.30 -6.00 77.40 -32.10 -83.40 84.40
      Minority Interest NIL NIL NIL NIL NIL NIL


      Balance Sheet - All values are in GBP (M).

      Year Ending

      31/12/2024

      31/12/2023

      31/12/2022

      31/12/2021

      31/12/2020

      31/12/2019

      Total Non-Current Assets 3,375.30 3,208.70 2,655.80 2,725.30 3,078.10 723.00
      Total Current Assets NIL NIL NIL NIL NIL 2,197.80
      Total Assets 3,375.30 3,208.70 2,655.80 2,725.30 3,078.10 2,920.80
      Total Liabilities 2,934.10 2,625.60 2,048.60 2,094.10 2,430.40 2,180.30
      Total Net Assets 441.20 583.10 607.20 631.20 647.70 740.50
      Shareholders Funds 441.20 583.10 607.20 631.20 647.70 740.50
      Minority Interests NIL NIL NIL NIL NIL NIL
      Total Equity 441.20 583.10 607.20 631.20 647.70 740.50

      Outlook

      Upgrades & Downgrades (Latest)

      DateBrokerRecommendationPriceOld TargetNew TargetChange
      14th Mar 2025Shore CapitalReiteration52p0p0pHouse Stock
      7th Nov 2024Shore CapitalReiteration40p0p0pHouse Stock
      1st Aug 2024Shore CapitalReiteration56p0p0pHouse Stock
      16th Jul 2024Shore CapitalReiteration50p0p0pHouse Stock
      15th May 2024Shore CapitalReiteration58p0p0pHouse Stock
      13th May 2024Canaccord GenuityUpgrade54p123p66pSpeculative Buy
      27th Mar 2024Shore CapitalReiteration56p0p0pHouse Stock
      12th Mar 2024BarclaysReiteration57p190p140pOverweight
      11th Mar 2024Shore CapitalReiteration62p0p0pHouse Stock
      1st Feb 2024Shore CapitalReiteration118p0p0pHouse Stock

      Time & Sales

      All prices are in GBX and times are in GMT. Last 20 trades shown. Trade type is estimated and should be treated as indicative only.

      Date Time Price Volume Type
      24 Apr 2025 16:35 59.9 56,998 Sell
      24 Apr 2025 16:29 59.7 5 Buy
      24 Apr 2025 16:29 59.7 7 Buy
      24 Apr 2025 16:29 59.7 12 Buy
      24 Apr 2025 16:29 59.7 5 Buy
      24 Apr 2025 16:27 59.7 5 Buy
      24 Apr 2025 15:50 59.386 7,500 Buy
      24 Apr 2025 15:50 59.3503 4,798 Buy
      24 Apr 2025 15:48 59.5 1,235 Sell
      24 Apr 2025 15:48 59.5 431 Sell
      24 Apr 2025 15:48 59.5 327 Buy
      24 Apr 2025 15:27 59.8 548 Buy
      24 Apr 2025 15:27 59.5 2 Sell
      24 Apr 2025 15:02 59.6 8 Sell
      24 Apr 2025 15:02 59.6 94 Sell
      24 Apr 2025 15:02 59.6 42 Sell
      24 Apr 2025 15:02 59.6 553 Sell
      24 Apr 2025 15:02 59.6 586 Sell
      24 Apr 2025 15:02 59.6 15 Sell
      24 Apr 2025 14:44 59.8 2 Buy

      Selected data supplied by Thomson Reuters ©  View restrictions.

      Investment involves risk. You may get back less than invested.