Part of our Foundation Fundlist PERSONAL ASSETS TRUST PLC GBP0.125

Symbol: PNL

This security went ex-dividend on 26/06/2025. Pay date is 31/07/2025

Whilst we endeavour to price investments on a real-time streaming or 15 min delayed basis, some prices may be as at close of business from the previous working day.

Invest in this share within an ISA, JISA, SIPP or Investment Account

Past Performance

  • 2nd Jul 2020 to 2nd Jul 20219.70%
  • 2nd Jul 2021 to 2nd Jul 20221.57%
  • 2nd Jul 2022 to 2nd Jul 2023-1.64%
  • 2nd Jul 2023 to 2nd Jul 20245.03%
  • 2nd Jul 2024 to 2nd Jul 20256.70%

Key Information

Benchmark FTSE All Share
Sector IT Flexible Investment
Gearing 100%
Ex-Dividend Date 26 Jun 2025
Dividend Pay Date 31 Jul 2025
Total Dividends - Year to Date5.6
Dividend Yield (%)1.098

Net Asset Value (Nav)

Latest actual NAV 510.46
Latest actual NAV date 30/06/2025
NAV frequency Daily
Premium/Discount -0.75%

Part of our Foundation Fundlist Part of our Foundation Fundlist
WHY IS THIS FUND ON OUR FOUNDATION FUNDLIST?

Charges

Total Ongoing Charges 
Please note that whilst we endeavour to show all charges associated with specific funds, sometimes this is not possible due to the information not being made available by the fund provider. In such cases transaction or incidental cost information may be missing.
0.65%
Performance Fee No
AMC 0.65%
Our Platform Charge
We charge a platform fee of 0.30% per annum on the value of all stocks & shares held across all accounts, minimum £50 and maximum £600 per annum, charged pro-rata monthly in arrears. A full list of our rates and charges can be found here .
0.30%

Cost and Charges Information

This calculator provides you with costs and charges information regarding our charges and, where relevant, the costs within this investment product

Account Type

  • Investment Account
  • Stocks & Shares ISA
  • SIPP

Annual charges

These are the annual costs based on an initial investment amount of over 1 year assuming a net zero growth rate

Cost Category % of Investment lump sum costs
Our annual fee

Our annual fee

Includes our platform fee at 0.30% per annum (excluding Charles Stanley Multi Asset Funds and anycash held). The min fee is £60, the max is £600 per annum, plus SIPP administration fee (if applicable, only charged if < £30,000 held) – see here
0.30%
Dealing charges

Dealing charges

Any one-off commission charges associated with investing. Note that government taxes and levies are not included. This does not include any commission credits you may have available
N/A
Product provider costs

Product provider costs

Product provider costs shown are inclusive of the fund ongoing charges figure (OCF), transaction costs and incidental costs
0.65%
Total (£)

Total (£)

Costs per annum displayed in monetary value
Total (%)

Total (%)

Costs per annum displayed as a percentage of investment value

Cumulative effect of charges on your investment's return

This illustration assumes that costs occur evenly throughout the year, charges are paid out of the investment evenly throughout the year, and that an annual growth rate of applies evenly throughout the year, before any charges including product charges

lump sum invested with an assumed growth rate of 1 year years
What you might get back at  with no charges applied

What you might get back at  with no charges applied

These are the illustrative values of a  investment after growth and no costs applied at the end of the defined period
Annual charges

Annual charges

These are the annual costs based on an initial investment amount of assuming a net zero growth rate
Effect of charges on return (%)

Effect of charges on return (%)

These are the overall costs in percentage terms, based on an initial investment amount of assuming a growth rate
Effect of charges on return (£)

Effect of charges on return (£)

These are the overall costs in monetary value, based on an initial investment amount of assuming a growth rate
What you might get back at with charges applied

What you might get back at with charges applied

These are the illustrative values of a investment after growth and costs at the end of the defined period

This illustration is not a forecast of future investment performance but merely a means to demonstrate the potential impact of costs and charges for an assumed return of . Whilst we make reasonable endeavours to ensure the accuracy of third party charges information, this is intended for illustrative purposes only and should not be relied upon. We do not warrant or represent that this information is accurate, complete or up to date, therefore we accept no responsibility or liability for its use

Company

Business Summary

Personal Assets Trust PLC is a United Kingdom-based investment trust run primarily for private investors. The Company's investment policy is to protect and increase (in that order) the value of shareholders' funds per share over the long term. While the Company uses the FTSE All-Share Index (the All-Share) as a comparator for the purpose of monitoring performance and risk, the composition of the All-Share has no influence on investment decisions or the construction of the portfolio. The Company will invest in equities and fixed income securities and it may also hold cash and cash equivalents and gold. The Company may use derivatives as a way of increasing or reducing its investment exposure and to enhance and protect investment positions. The Company may also from time to time make use of currency hedging. Troy Asset Management Limited is the investment manager of the Company. Juniper Partners Limited is the alternative investment fund manager of the Company.

Financial Summary

BRIEF: For the fiscal year ended 30 April 2025, Personal Assets Trust PLC revenues increased 46% to £91.2M. Net income increased from £44.3M to £114.9M. Revenues reflect an increase in demand for the Company's products and services due to favorable market conditions. Dividend per share remained flat at £0.06. Basic Earnings per Share excluding Extraordinary Items increased from £0.12 to £0.35.

Performance

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      Cumulative Performance

      1 month3 months6 months1 year3 years5 years
      -0.19% 0.99% 3.51% 6.70% 10.24% 22.83%

      Important Information
      Headline performance can mask the true characteristics of a fund. Without fully understanding how a fund is managed, you may inadvertently become exposed to an undesirable level of risk to your capital. Some funds carry a dilution levy which reduces the number of units realised on any initial investment as an initial charge. If this fund carries such a levy it should be detailed in the Key Investor Information Document (KIID), which we must provide and you should read before investing.

      The charts and performance data shown are supplied by an external data provider and may contain data that appears to precede the introduction of the clean unit class for this fund. In such cases, historical data has been synthesised at the entire discretion of that external provider as realistically as possible using historical data recorded against the previously available commission-paying version of the fund, adjusting for fees in the process.

      Composition

      Important Documents


      The documents listed below are the latest versions made available to our data provider by the fund management group, but may not necessarily reflect the applicable charges that would be levied should you purchase this fund via Charles Stanley Direct. You should treat the charges and other figures shown in the 'Overview' tab as accurate.

      Fund Provider Factsheet
      The Fact Sheet is supplied on a monthly basis by the management group and provides limited information on the fund. Past performance data and a review of how the fund has performed are commonly featured. &nbsp;
      FUND PROVIDER FACTSHEET
      659,386 bytes PDF Document; last updated 31 May 2025
      Key Information Document This document, issued by the product provider, provides key information about an investment product. The information is required by law to help potential investors understand the nature, risks, costs, potential gains and losses of the product and enable comparison with other products.
      KEY INFORMATION DOCUMENT
      238,742 bytes PDF Document; last updated 01 Aug 2024
      Semi Annual Report Published periodically through the course of the financial year of the fund, the report provides an overview of the fund's performance and the prospects for the remainder of the year. Included are portfolio changes (i.e. which stocks have been bought and sold), and changes in the geographical breakdown during the course of the previous 12 months.
      SEMI-ANNUAL REPORT
      370,838 bytes PDF Document; last updated 31 Oct 2024

      Management Team

      Charlotte Yonge Sebastian Lyon

      Charlotte Yonge has managed this fund for 5 years and 2 months.

      Charlotte Yonge Charlotte is the Assistant Fund Manager of the Trojan Fund and Fund Manager of the Trojan Ethical Fund, with responsibility for multi-asset coverage and the analysis of global companies and their selection for Troy’s portfolios. Charlotte joined Troy in 2013 from Ruffer Investment Management, where she worked as an Investment Associate. Graduating from Cambridge with an MA in Modern Languages, Charlotte holds the CISI Diploma and is a CFA Charterholder.

      Manager Cumulative Performance v Peer Group

      Performance Graph

      Sebastian Lyon has managed this fund for 16 years and 4 months.

      Sebastian Lyon Sebastian is Troy’s Chief Investment Officer and is responsible for Troy’s Multi-Asset Strategy. He is the Senior Fund Manager for the Trojan Fund and Investment Manager of Personal Assets Trust. Sebastian began his career in 1989 at Singer & Friedlander Investment Management. Joining Stanhope Investment Management (the management company for the GEC Pension Fund) in 1995, he jointly managed the £2 billion equity portfolio and the Fund’s asset allocation. He was appointed Director in 1999, and in 2000 he left to establish Troy. Gaining his BSc in Politics from Southampton University, Sebastian holds the ASIP qualification and is an Associate Member of the CFA Society of the UK.

      Manager Cumulative Performance v Peer Group

      Performance Graph

      Financials


      Income Statement - All values are in GBP (M).

      Year Ending

      30/04/2025

      30/04/2024

      30/04/2023

      30/04/2022

      30/04/2021

      30/04/2020

      Total Revenue 91.17 62.54 -5.60 169.75 99.87 75.95
      Gross profit 52.40 -16.38 159.60 91.36 83.58 68.79
      Operating Profit/Loss 80.26 51.25 -17.56 158.44 90.18 66.42
      Profit Before Tax 121.31 51.25 -8.14 108.63 130.69 66.42
      Profit After Tax 114.92 44.26 -14.29 106.02 130.13 65.43
      Equity Holders of Parent Company 114.92 44.26 -14.29 106.02 130.13 65.43
      Minority Interest NIL NIL NIL NIL NIL NIL


      Balance Sheet - All values are in GBP (M).

      Year Ending

      30/04/2025

      30/04/2024

      30/04/2023

      30/04/2022

      30/04/2021

      30/04/2020

      Total Non-Current Assets 1,464.70 1,642.36 1,807.66 1,792.96 1,434.80 1,102.67
      Total Current Assets 198.32 36.75 80.24 52.37 72.14 60.50
      Total Assets 1,663.02 1,679.12 1,887.91 1,845.33 1,506.94 1,163.18
      Total Liabilities 30.61 11.83 3.55 30.97 3.00 2.21
      Total Net Assets 1,632.40 1,667.28 1,884.35 1,814.36 1,503.94 1,160.97
      Shareholders Funds 1,632.40 1,667.28 1,884.35 1,814.36 1,503.94 1,160.97
      Minority Interests NIL NIL NIL NIL NIL NIL
      Total Equity 1,632.40 1,667.28 1,884.35 1,814.36 1,503.94 1,160.97

      Investment involves risk. You may get back less than invested.