Start Your Journey To Wealth

It takes just a few minutes to register.

Your Money - Best Investment ISA - Large Portfolio 2024
Boring money - Best for Customer Service 2022
Broker Chooser - Best broker for funds 2022

L&G Multi-Index 7 J Acc

ISIN: GB00BJLT5Q91 | MEX: LGPTRJ | CITI: QB1S

  • Buy 114.8 GBX

  • Sell 114.8 GBX

  • Price Change 2.86740%

Accumulation

Past Performance

  • 25th Apr 2020 to 25th Apr 202134.81%
  • 25th Apr 2021 to 25th Apr 20221.64%
  • 25th Apr 2022 to 25th Apr 20230.09%
  • 25th Apr 2023 to 25th Apr 202411.58%
  • 25th Apr 2024 to 25th Apr 20253.42%
Login Open an account

Objectives and Approach

The objective of the fund is to provide a combination of growth and income and to keep the fund within a pre-determined risk profile. The fund is part of a range of risk profiled funds. The risk profile ranges from 1-10 with 1 being the least risky, and 10 being the most. This fund is a 7. The level of risk in the fund is managed by restricting the types and proportions of the assets it holds. The fund’s potential gains and losses are likely to be limited by the objective to stay within its particular risk profile. The target risk profile for the fund is set by an independent company, and is based on the historic return and volatility of different asset types. We use our experience and research, together with research and allocation guidelines from this independent company to restrict the types of assets held and the allocation of each asset type to stay within the target risk profile. The fund will have exposure to company shares, company and government bonds (a type of loan that pays interest), cash and UK commercial property. The fund will have a strong bias towards company shares. The bonds the fund is exposed to may be investment grade or sub-investment grade. Investment grade means that the bond is rated as lower risk by a rating agency, while sub-investment grade bonds will be classed as higher risk, but with a potentially higher return. In order to achieve this exposure, at least 75% of the fund will be invested in other authorised investment funds. At least 50% of the fund will be invested in index-tracker funds which are operated by Legal & General. The fund may also invest in money market instruments (a form of loan that pays interest and is designed to have a stable value) and bank deposits. The fund may use derivatives (contracts which have a value linked to the price of another asset) to: • reduce risk or cost; or • generate additional capital or income with no, or an acceptably low, level of risk

Key Information

Inception 7th Jun 2019
Historic Yield 2.1000%
Sector IA Volatility Managed
Fund Size £1169.865mn
Fund Type UNIT
Classification Accumulation

Charges

Total Ongoing Charges 
Please note that whilst we endeavour to show all charges associated with specific funds, sometimes this is not possible due to the information not being made available by the fund provider. In such cases transaction or incidental cost information may be missing. 		0.3234%
Initial Charge 0%
AMC 0.24%
Our Platform Charge
We charge a platform fee of 0.30%. Our charges are shown on our rates and charges sheet 		0.30%

Cost and Charges Information

This calculator provides you with costs and charges information regarding our charges and, where relevant, the costs within this investment product

Account Type

  • Investment Account
  • Stocks & Shares ISA
  • SIPP

Annual charges

These are the annual costs based on an initial investment amount of over 1 year assuming a net zero growth rate

Cost Category % of Investment lump sum costs
Our annual fee

Our annual fee

Includes our platform fee at 0.30% per annum (excluding Charles Stanley Multi Asset Funds and anycash held). The min fee is £60, the max is £600 per annum, plus SIPP administration fee (if applicable, only charged if < £30,000 held) – see here 		0.30%
Dealing charges

Dealing charges

Any one-off commission charges associated with investing. Note that government taxes and levies are not included. This does not include any commission credits you may have available 		N/A
Product provider costs

Product provider costs

Product provider costs shown are inclusive of the fund ongoing charges figure (OCF), transaction costs and incidental costs 		0.3234%
Total (£)

Total (£)

Costs per annum displayed in monetary value
Total (%)

Total (%)

Costs per annum displayed as a percentage of investment value

Cumulative effect of charges on your investment's return

This illustration assumes that costs occur evenly throughout the year, charges are paid out of the investment evenly throughout the year, and that an annual growth rate of applies evenly throughout the year, before any charges including product charges

lump sum invested with an assumed growth rate of 1 year years
What you might get back at  with no charges applied

What you might get back at  with no charges applied

These are the illustrative values of a  investment after growth and no costs applied at the end of the defined period
Annual charges

Annual charges

These are the annual costs based on an initial investment amount of assuming a net zero growth rate
Effect of charges on return (%)

Effect of charges on return (%)

These are the overall costs in percentage terms, based on an initial investment amount of assuming a growth rate
Effect of charges on return (£)

Effect of charges on return (£)

These are the overall costs in monetary value, based on an initial investment amount of assuming a growth rate
What you might get back at with charges applied

What you might get back at with charges applied

These are the illustrative values of a investment after growth and costs at the end of the defined period

This illustration is not a forecast of future investment performance but merely a means to demonstrate the potential impact of costs and charges for an assumed return of . Whilst we make reasonable endeavours to ensure the accuracy of third party charges information, this is intended for illustrative purposes only and should not be relied upon. We do not warrant or represent that this information is accurate, complete or up to date, therefore we accept no responsibility or liability for its use

Performance

  • Chart Options

    Select Timeframe
    From
    To
    Add comparator to chart
    None
    This fund's IA Sector (IA Volatility Managed)
    Another IA Sector
    Search for Fund Comparator
      Add a FTSE Index

      Current Comparators


      • Cumulative Performance

        1 month3 months6 months1 year3 years5 years
        -4.17% -7.87% -2.79% 3.42% 15.50% 58.26%

        Important Information
        Headline performance can mask the true characteristics of a fund. Without fully understanding how a fund is managed, you may inadvertently become exposed to an undesirable level of risk to your capital. Some funds carry a dilution levy which reduces the number of units realised on any initial investment as an initial charge. If this fund carries such a levy it should be detailed in the Key Investor Information Document (KIID), which we must provide and you should read before investing.

        The charts and performance data shown are supplied by an external data provider and may contain data that appears to precede the introduction of the clean unit class for this fund. In such cases, historical data has been synthesised at the entire discretion of that external provider as realistically as possible using historical data recorded against the previously available commission-paying version of the fund, adjusting for fees in the process.



      Composition

      View Fund Allocation by:

      TOP 10 HOLDINGS TOP 10 ASSETS TOP 10 SECTORS TOP 10 GEOGRAPHIES

      Important Documents


      The documents listed below are the latest versions made available to our data provider by the fund management group, but may not necessarily reflect the applicable charges that would be levied should you purchase this fund via Charles Stanley Direct. You should treat the charges and other figures shown in the 'Overview' tab as accurate.

      Key Investor Information Document This document, issued by the product provider, provides key information about an investment product. The information is required by law to help potential investors understand the nature, risks, costs, potential gains and losses of the product and enable comparison with other products.
      KEY INVESTOR INFORMATION DOCUMENT
      109,333 bytes PDF Document; last updated 14 Feb 2025
      Annual Report A report published by the Fund Management Group detailing the progress of the fund during the course of the previous 12 months. The information provided includes a financial statement for the group as a whole.
      ANNUAL REPORT
      2,175,139 bytes PDF Document; last updated 15 Aug 2024
      Semi Annual Report Published periodically through the course of the financial year of the fund, the report provides an overview of the fund's performance and the prospects for the remainder of the year. Included are portfolio changes (i.e. which stocks have been bought and sold), and changes in the geographical breakdown during the course of the previous 12 months.
      SEMI-ANNUAL REPORT
      932,696 bytes PDF Document; last updated 15 Feb 2024
      Prospectus This is a formal document which contains details of the funds' objectives, investment strategies, risks, performance, distribution policy, fees and expenses and, fund management style.  A fund’s prospectus must be lodged with the Financial Conduct Authority (FCA) for authorisation.
      PROSPECTUS
      1,073,468 bytes PDF Document; last updated 02 Dec 2024
      GET ADOBE READER

      Management Team

      Andrzej Pioch Francis Chua

      Andrzej Pioch has managed this fund for 9 years and 9 months.

      Andrzej Pioch Andrzej is a fund manager in the Multi-Asset Funds team at Legal & General Investment Management. His responsibilities cover the portfolio management and on-going development of both institutional and retail multi-asset funds, including multi-factor equity funds. Prior to joining LGIM in July 2014, he was a fund manager at Aviva Investors. Originally from Poland, he completed the MSc programme in Finance at Bocconi University in Italy and also holds a bachelor’s degree in economics and social science from Utrecht University in the Netherlands.

      Manager Cumulative Performance v Peer Group

      Performance Graph

      All funds managed by Andrzej

      Name of Security Sole/Co Managed Since
      L&G Mu-In6 Co Jul 2015
      L&G Mu-In4 Co Jun 2015
      L&G FutWoESGMI5 Co Apr 2019
      L&G Mu-InIn5 Co Oct 2015
      L&G Mu-InIn6 Co Oct 2015
      L&G Mu-In3 Co Jun 2015
      L&G Mu-In4 Co Jun 2015
      L&G Mu-In5 Co Jun 2015
      L&G FutWoESGMI5 Co Apr 2019
      L&G Mu-In4 Co Jun 2015
      L&G FutWoESGMI4 Co Apr 2019
      L&G Mu-In7 Co Jun 2015
      L&G Mu-In5 Co Jun 2015
      L&G Mu-InIn4 Co Oct 2015
      L&G Mu-In6 Co Jul 2015
      L&G Mu-InIn4 Co Oct 2015
      L&G Mu-InIn5 Co Oct 2015
      L&G Mu-In6 Co Jul 2015
      L&G Mu-In3 Co Jun 2015
      L&G Mu-In7 Co Jun 2015
      L&G Mu-InIn6 Co Oct 2015

      Francis Chua has managed this fund for 6 years and 7 months.

      Francis Chua Francis is responsible for LGIM’s multi manager funds and assists in the management of the Model Portfolio Service and the multi-index funds. Francis joined LGIM in October 2016 from Aviva where he was a senior investment analyst. At Aviva, Francis was responsible for the Aviva pension schemes, assisting in implementation of the investment strategies, which had emphasis on financial risk management and investment manager selection, as well as asset class and manager research.

      Manager Cumulative Performance v Peer Group

      Performance Graph

      All funds managed by Francis

      Name of Security Sole/Co Managed Since
      L&G Mu-In6 Co Sep 2018
      L&G Mu-In4 Co Sep 2018
      L&G FutWoESGMI5 Co Apr 2019
      L&G Mu-InIn5 Co Sep 2018
      L&G Mu-InIn6 Co Sep 2018
      L&G Mu-In3 Co Sep 2018
      L&G Mu-In4 Co Sep 2018
      L&G Mu-In5 Co Sep 2018
      L&G FutWoESGMI5 Co Apr 2019
      L&G Mu-In4 Co Sep 2018
      L&G FutWoESGMI4 Co Apr 2019
      L&G Mu-In7 Co Sep 2018
      L&G Mu-In5 Co Sep 2018
      L&G Mu-InIn4 Co Sep 2018
      L&G Mu-In6 Co Sep 2018
      L&G Mu-InIn4 Co Sep 2018
      L&G Mu-InIn5 Co Sep 2018
      L&G Mu-In6 Co Sep 2018
      L&G Mu-In3 Co Sep 2018
      L&G Mu-In7 Co Sep 2018
      L&G Mu-InIn6 Co Sep 2018

      Investment involves risk. You may get back less than invested.