Cost and Charges Information

This calculator provides you with costs and charges information regarding our charges and, where relevant, the costs within this investment product

Account Type

• Investment Account
• Stocks & Shares ISA
• SIPP

Annual charges

These are the annual costs based on an initial investment amount of £5,000 over 1 year assuming a net zero growth rate

Cost Category	% of Investment	£5000 lump sum costs
Our annual fee Our annual fee Includes our platform fee at 0.35% per annum for Funds (up to £250,000) and Stocks & Shares (min £24 max £240), plus SIPP administration fee (if applicable, only charged if <£30,000 held) - see here	0.35%
Dealing charges Dealing charges Any one-off commission charges associated with investing. Note that government taxes and levies are not included	N/A
Product provider costs Product provider costs Product provider costs shown are inclusive of the fund ongoing charges figure (OCF), transaction costs and incidental costs	1.5499%
Total (£) Total (£) Costs per annum displayed in monetary value
Total (%) Total (%) Costs per annum displayed as a percentage of investment value

Cumulative effect of charges on your investment's return

£5,000 lump sum invested with an assumed growth rate of 5%	1 year	5 years
What you might get back at 5% with no charges applied What you might get back at 5% with no charges applied These are the illustrative values of a £5,000 investment after growth and no costs applied at the end of the defined period
Annual charges Annual charges These are the annual costs based on an initial investment amount of £5,000 assuming a net zero growth rate
Effect of charges on return (%) Effect of charges on return (%) These are the overall costs in percentage terms, based on an initial investment amount of £5,000 assuming a 5% growth rate
Effect of charges on return (£) Effect of charges on return (£) These are the overall costs in monetary value, based on an initial investment amount of £5,000 assuming a 5% growth rate
What you might get back at 5% with charges applied What you might get back at 5% with charges applied These are the illustrative values of a £5,000 investment after growth and costs at the end of the defined period

This illustration assumes that costs occur evenly throughout the year, charges are paid out of the investment evenly throughout the year, and that an annual growth rate of 5% applies evenly throughout the year, before any charges including product charges

This illustration is not a forecast of future investment performance but merely a means to demonstrate the potential impact of costs and charges for an assumed return of 5%. Whilst we make reasonable endeavours to ensure the accuracy of third party charges information, this is intended for illustrative purposes only and should not be relied upon. We do not warrant or represent that this information is accurate, complete or up to date, therefore we accept no responsibility or liability for its use