Scottish Widows Regular Income A Inc

ISIN: GB0031642936 | MEX: LBHR | CITI: L254

  • Buy 128.6 GBX

  • Sell 128.6 GBX

  • Price Change 0.62600%

Past Performance

  • 8th Feb 2020 to 8th Feb 2021-7.42%
  • 8th Feb 2021 to 8th Feb 202211.31%
  • 8th Feb 2022 to 8th Feb 20230.64%
  • 8th Feb 2023 to 8th Feb 2024-1.29%
  • 8th Feb 2024 to 8th Feb 202512.26%

Objectives and Approach

To provide a regular quarterly income whilst providing some potential for capital growth through investment in the UK. The benchmark for the Fund is a blend of the FTSE All Share Index and the iBOXX Sterling Corporate and Collateralised Index (the “Benchmark”). 75% consists of the FTSE All Share Index and 25% consists of the iBOXX Sterling Corporate and Collateralised Index. The Fund is actively managed by the Investment Adviser who chooses investments which, collectively, aim to provide an income return in excess of 110% of the Benchmark income yield, each year before deduction of fees. The Investment Adviser also chooses investments with the aim of providing capital growth by seeking to outperform the Benchmark on a rolling 3 year basis, before deduction of fees. The FTSE All-Share Index has been selected as an appropriate benchmark as it provides a representation of the returns of shares in the UK equity market. The iBOXX Sterling Corporate and Collateralised Index has been selected as an appropriate benchmark as it provides a representation of the returns of securities in the sterling investment grade corporate bond market. For further information on this fund's policy and objectives, please refer to the Key Investor Information Document or the Prospectus. These documents can be accessed via the following link:

Key Information

Inception 31st Jan 1995
Historic Yield 4.0000%
Sector IA Mixed Investment 40-85% Shares
Fund Size £178.151mn
Fund Type OEIC
Classification Income

Charges

Total Ongoing Charges 
Please note that whilst we endeavour to show all charges associated with specific funds, sometimes this is not possible due to the information not being made available by the fund provider. In such cases transaction or incidental cost information may be missing.
1.0764%
Initial Charge 0%
AMC 0.80%
Our Platform Charge
We charge a platform fee of 0.30%. Our charges are shown on our rates and charges sheet
0.30%

Cost and Charges Information

This calculator provides you with costs and charges information regarding our charges and, where relevant, the costs within this investment product

Account Type

  • Investment Account
  • Stocks & Shares ISA
  • SIPP

Annual charges

These are the annual costs based on an initial investment amount of over 1 year assuming a net zero growth rate

Cost Category % of Investment lump sum costs
Our annual fee

Our annual fee

Includes our platform fee at 0.30% per annum (excluding Charles Stanley Multi Asset Funds and anycash held). The min fee is £60, the max is £600 per annum, plus SIPP administration fee (if applicable, only charged if < £30,000 held) – see here
0.30%
Dealing charges

Dealing charges

Any one-off commission charges associated with investing. Note that government taxes and levies are not included. This does not include any commission credits you may have available
N/A
Product provider costs

Product provider costs

Product provider costs shown are inclusive of the fund ongoing charges figure (OCF), transaction costs and incidental costs
1.0764%
Total (£)

Total (£)

Costs per annum displayed in monetary value
Total (%)

Total (%)

Costs per annum displayed as a percentage of investment value

Cumulative effect of charges on your investment's return

This illustration assumes that costs occur evenly throughout the year, charges are paid out of the investment evenly throughout the year, and that an annual growth rate of applies evenly throughout the year, before any charges including product charges

lump sum invested with an assumed growth rate of 1 year years
What you might get back at  with no charges applied

What you might get back at  with no charges applied

These are the illustrative values of a  investment after growth and no costs applied at the end of the defined period
Annual charges

Annual charges

These are the annual costs based on an initial investment amount of assuming a net zero growth rate
Effect of charges on return (%)

Effect of charges on return (%)

These are the overall costs in percentage terms, based on an initial investment amount of assuming a growth rate
Effect of charges on return (£)

Effect of charges on return (£)

These are the overall costs in monetary value, based on an initial investment amount of assuming a growth rate
What you might get back at with charges applied

What you might get back at with charges applied

These are the illustrative values of a investment after growth and costs at the end of the defined period

This illustration is not a forecast of future investment performance but merely a means to demonstrate the potential impact of costs and charges for an assumed return of . Whilst we make reasonable endeavours to ensure the accuracy of third party charges information, this is intended for illustrative purposes only and should not be relied upon. We do not warrant or represent that this information is accurate, complete or up to date, therefore we accept no responsibility or liability for its use

Performance

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      Current Comparators


      • Cumulative Performance

        1 month3 months6 months1 year3 years5 years
        3.54% 5.03% 6.44% 12.26% 11.51% 14.92%

        Important Information
        Headline performance can mask the true characteristics of a fund. Without fully understanding how a fund is managed, you may inadvertently become exposed to an undesirable level of risk to your capital. Some funds carry a dilution levy which reduces the number of units realised on any initial investment as an initial charge. If this fund carries such a levy it should be detailed in the Key Investor Information Document (KIID), which we must provide and you should read before investing.

        The charts and performance data shown are supplied by an external data provider and may contain data that appears to precede the introduction of the clean unit class for this fund. In such cases, historical data has been synthesised at the entire discretion of that external provider as realistically as possible using historical data recorded against the previously available commission-paying version of the fund, adjusting for fees in the process.



      Composition

      Important Documents


      The documents listed below are the latest versions made available to our data provider by the fund management group, but may not necessarily reflect the applicable charges that would be levied should you purchase this fund via Charles Stanley Direct. You should treat the charges and other figures shown in the 'Overview' tab as accurate.

      Key Investor Information Document This document, issued by the product provider, provides key information about an investment product. The information is required by law to help potential investors understand the nature, risks, costs, potential gains and losses of the product and enable comparison with other products.
      KEY INVESTOR INFORMATION DOCUMENT
      103,475 bytes PDF Document; last updated 28 Oct 2024
      Prospectus This is a formal document which contains details of the funds' objectives, investment strategies, risks, performance, distribution policy, fees and expenses and, fund management style.  A fund’s prospectus must be lodged with the Financial Conduct Authority (FCA) for authorisation.
      PROSPECTUS
      1,050,268 bytes PDF Document; last updated 18 Nov 2024

      Management Team

      Philip Chandler has managed this fund for 4 years and 10 months.

      Philip Chandler Managed fund since: August 2020 Phil Chandler is Multi-Asset Manager of the fund, overseeing and determining asset allocations of the underlying funds. Phil initially joined Schroders as a portfolio manager in the Fixed Income team, with responsibility for global rates, money markets and then Gilt and European government portfolios. He transferred to the Multi-Asset team in 2009. CFA Charterholder. Degree in Philosophy, Politics and Economics, University of Oxford.

      Manager Cumulative Performance v Peer Group

      Performance Graph

      All funds managed by Philip

      Name of Security Sole/Co Managed Since
      Schroder GblMultAstCauPrtflio Co Jan 2017
      Schroder GMAMCP Co Jan 2017
      Schroder GblMltAstBalPrtflio Co Jan 2017
      Schroder GblMltAstGetPrtflio Co Jan 2017
      Schroder GblMltAstAdvtPrtflio Co Jan 2017
      Scot Wid Bal Gth Pfl Sole Feb 2020
      Scot Wid Regular Income Co Mar 2020
      Scot Wid PrgsvGrwPftl1 Co Feb 2020
      Scot Wid Regular Income Co Mar 2020
      Scot Wid Regular Income Co Mar 2020
      Scot Wid Bal Inc Prtf Sole Feb 2020
      Scot Wid Bal Inc Prtf Sole Feb 2020
      Scot Wid PrgsvGrwPftl2 Co Feb 2020
      Scot Wid Bal Inc Prtf Sole Feb 2020
      Scot Wid Bal Inc Prtf Sole Feb 2020

      Investment involves risk. You may get back less than invested.