Rates and Charges

Stocks & Shares ISA
SIPP Account
Investment Account
Junior ISA
Stocks & Shares ISA

Stocks & Shares ISA: Rates and charges

Funds

(OEICs and Unit Trusts)

0.25% (charged pro-rata monthly in arrears)
If you hold combined assets of over £250,000 we offer further savings - please see our Loyalty Programme.

Stocks & Shares

(including Investment Trusts, Exchange Traded Products, Gilts and Bonds)

0.25% (minimum of £24, maximum of £240 per annum, charged pro-rata monthly in arrears)
If you are a frequent trader we offer further savings - please see our Loyalty Programme.

Fund Trading

(OEICs and Unit Trusts)

No charge
Online Stocks & Shares Trading £11.50 per trade
Telephone Dealing (inc. overseas) Please see our Telephone Dealing page for coverage and rates

The following investments can be traded through Charles Stanley Direct:

  • Equities (LSE, AIM & NEX Exchange*)
  • Qualifying clean retail Funds (Unit Trusts & OEICs)
  • Overseas Equities*
  • Investment Trusts
  • ETFs & ETCs
  • Gilts*
  • UK/Overseas Bonds*
  • PIBS*
*Cannot be executed online

Individual purchases (excluding Fund purchases) placed online are subject to a maximum consideration of £50,000. Purchases in excess of £50,000 must be placed by telephone. Trades in Bonds, Gilts, PIBS and NEX Exchange equities also must be placed by telephone. Any trade that cannot be placed online will be subject to the telephone trading fee.

Specialist trades will be executed by our dealing team, including any transaction that cannot be readily completed online or via our automated trading system, higher value transactions, or trades in larger quantities of shares in illiquid securities. For these non-standard trades, clients will receive direct feedback from our dealers who will be negotiating the trade through market making firms.

UK Stamp Duty 0.5% on purchases of UK shares (not payable on AIM stocks)
Panel on Takeover and Mergers Levy £1 on UK share deals over £10,000
BACS payment No Charge
CHAPS payment £25
Returned cheques £25
Stock/Fund withdrawal (transfer out) £10 per holding
Printed valuation or statement £5 + VAT per print
Online foreign exchange All trades placed online which are denominated in a foreign currency are subject to Foreign Exchange rates. You will be quoted a rate at the time you place your order. This will normally be the previous day’s closing spot rate, less 1%, but we reserve the right to amend it intra-day.
Telephone foreign exchange Please see our Telephone Dealing page for coverage and rates
Cash Value on Deposit Gross Rate %
£0 - Upwards 0.000%

Downloads

RATES AND CHARGES (ALL ACCOUNT TYPES)

31,946 bytes PDF Document

TELEPHONE DEALING CHARGES

Please see our Telephone Dealing page for coverage and rates

SIPP Account

SIPP Account: Rates and charges

Funds

(OEICs and Unit Trusts)

0.25% (charged pro-rata monthly in arrears)
If you hold combined assets of over £250,000 we offer further savings - please see our Loyalty Programme.

Stocks & Shares

(including Investment Trusts, Exchange Traded Products, Gilts and Bonds)

0.25% (minimum of £24, maximum of £240 per annum, charged pro-rata six monthly in arrears)
If you are a frequent trader we offer further savings - please see our Loyalty Programme.

SIPP set up No charge
SIPP Account administration £100 + VAT per annum (charged pro-rata six monthly in arrears) Please note: we will waive our SIPP charge if you have combined assets across the platform of £30,000 or more.
Transfer in of existing pensions No charge
Repayment of excess contributions £75 + VAT
Pension sharing on divorce Time cost
For further information please see our time cost explanation
Transfer out to a UK Pension scheme £125 + VAT (plus any costs of Stock/Fund withdrawal, see miscellaneous charges)
Transfer out to a recognised overseas pension scheme £250 + VAT
Arranging death benefits Time cost
For further information please see our time cost explanation
Each benefit crystallisation event £150 + VAT
Capped Drawdown review £100 + VAT
Conversion from capped to flexi-access drawdown No charge
Annual payroll fee £50 + VAT
Alteration of regular payment amount/frequency £10 + VAT
Irregular income payment £25 + VAT
Charge for full fund withdrawal within two years of opening your SIPP account £200 + VAT

Charged if you withdraw your full SIPP fund within the first two years of opening your SIPP account. The charge does not apply to pension transfers out, where the transfer out charges apply, or to clients who were members of the Charles Stanley Direct SIPP before 6 April 2015.

Fund Trading

(OEICs and Unit Trusts)

No charge
Online Stocks & Shares Trading £11.50 per trade
Telephone Dealing (inc. overseas) Please see our Telephone Dealing page for coverage and rates

The following investments can be traded through Charles Stanley Direct:

  • Equities (LSE, AIM & NEX Exchange*)
  • Qualifying clean retail Funds (Unit Trusts & OEICs)
  • Overseas Equities*
  • Investment Trusts
  • ETFs & ETCs
  • Gilts*
  • UK/Overseas Bonds*
  • PIBS*
* Cannot be executed online

Individual purchases (excluding Fund purchases) placed online are subject to a maximum consideration of £50,000. Purchases in excess of £50,000 must be placed by telephone. Trades in Bonds, Gilts, PIBS and NEX Exchange equities also must be placed by telephone. Any trade that cannot be placed online will be subject to the telephone trading fee.

Specialist trades will be executed by our dealing team, including any transaction that cannot be readily completed online or via our automated trading system, higher value transactions, or trades in larger quantities of shares in illiquid securities. For these non-standard trades, clients will receive direct feedback from our dealers who will be negotiating the trade through market making firms.

UK Stamp Duty 0.5% on purchases of UK shares (not payable on AIM stocks)
Panel on Takeover and Mergers Levy £1 on UK share deals over £10,000
BACS payment No Charge
CHAPS payment £25
Returned cheques £25
Stock/Fund withdrawal (transfer out) £10 per holding
Printed valuation or statement £5 + VAT per print
Online foreign exchange All trades placed online which are denominated in a foreign currency are subject to Foreign Exchange rates. You will be quoted a rate at the time you place your order. This will normally be the previous day’s closing spot rate, less 1%, but we reserve the right to amend it intra-day.
Telephone foreign exchange Please see our Telephone Dealing page for coverage and rates
Cash Value on Deposit Gross Rate %
£0 - Upwards 0.000%

Downloads

RATES AND CHARGES (ALL ACCOUNT TYPES)

31,946 bytes PDF Document

SIPP TIME COST FEES EXPLAINED

70,050 bytes PDF Document

SIPP DRAWDOWN CHARGES EXPLAINED

102,607 bytes PDF Document

TELEPHONE DEALING CHARGES

Please see our Telephone Dealing page for coverage and rates

Investment Account

Investment Account: Rates and charges

Funds

(OEICs and Unit Trusts)

0.25% (charged pro-rata monthly in arrears)
If you hold combined assets of over £250,000 we offer further savings - please see our Loyalty Programme.

Stocks & Shares

(including Investment Trusts, Exchange Traded Products, Gilts and Bonds)

0.25% (minimum of £24, maximum of £240 per annum, charged pro-rata monthly in arrears)
If you are a frequent trader we offer further savings - please see our Loyalty Programme.

Fund Trading

(OEICs and Unit Trusts)

No charge
Online Stocks & Shares Trading £11.50 per trade
Telephone Dealing (inc. overseas) Please see our Telephone Dealing page for coverage and rates

The following investments can be traded through Charles Stanley Direct:

  • Equities (LSE, AIM & NEX Exchange*)
  • Qualifying clean retail Funds (Unit Trusts & OEICs)
  • Overseas Equities*
  • Investment Trusts
  • ETFs & ETCs
  • Gilts*
  • UK/Overseas Bonds*
  • PIBS*
* Cannot be executed online

Individual purchases (excluding Fund purchases) placed online are subject to a maximum consideration of £50,000. Purchases in excess of £50,000 must be placed by telephone. Trades in Bonds, Gilts, PIBS and NEX Exchange equities also must be placed by telephone. Any trade that cannot be placed online will be subject to the telephone trading fee.

Specialist trades will be executed by our dealing team, including any transaction that cannot be readily completed online or via our automated trading system, higher value transactions, or trades in larger quantities of shares in illiquid securities. For these non-standard trades, clients will receive direct feedback from our dealers who will be negotiating the trade through market making firms.

UK Stamp Duty 0.5% on purchases of UK shares (not payable on AIM stocks)
Panel on Takeover and Mergers Levy £1 on UK share deals over £10,000
BACS payment No Charge
CHAPS payment £25
Returned cheques £25
Stock/Fund withdrawal (transfer out) £10 per holding
Printed valuation or statement £5 + VAT per print
Online foreign exchange All trades placed online which are denominated in a foreign currency are subject to Foreign Exchange rates. You will be quoted a rate at the time you place your order. This will normally be the previous day’s closing spot rate, less 1%, but we reserve the right to amend it intra-day.
Telephone foreign exchange Please see our Telephone Dealing page for coverage and rates
Cash Value on Deposit Gross Rate %
£0 - Upwards 0.000%

Downloads

RATES AND CHARGES (ALL ACCOUNT TYPES)

31,946 bytes PDF Document

TELEPHONE DEALING CHARGES

Please see our Telephone Dealing page for coverage and rates

Junior ISA

Junior ISA: Rates and charges

Funds

(OEICs and Unit Trusts)

0.25% (charged pro-rata monthly in arrears)
If you hold combined assets of over £250,000 we offer further savings - please see our Loyalty Programme.

Stocks & Shares

(including Investment Trusts, Exchange Traded Products, Gilts and Bonds)

0.25% (minimum of £24, maximum of £240 per annum, charged pro-rata monthly in arrears)
If you are a frequent trader we offer further savings - please see our Loyalty Programme.

Fund Trading

(OEICs and Unit Trusts)

No charge
Online Stocks & Shares Trading £11.50 per trade
Telephone Dealing (inc. overseas) Please see our Telephone Dealing page for coverage and rates

The following investments can be traded through Charles Stanley Direct:

  • Equities (LSE, AIM & NEX Exchange*)
  • Qualifying clean retail Funds (Unit Trusts & OEICs)
  • Overseas Equities*
  • Investment Trusts
  • ETFs & ETCs
  • Gilts*
  • UK/Overseas Bonds*
  • PIBS*
* Cannot be executed online

Individual purchases (excluding Fund purchases) placed online are subject to a maximum consideration of £50,000. Purchases in excess of £50,000 must be placed by telephone. Trades in Bonds, Gilts, PIBS and NEX Exchange equities also must be placed by telephone. Any trade that cannot be placed online will be subject to the telephone trading fee.

Specialist trades will be executed by our dealing team, including any transaction that cannot be readily completed online or via our automated trading system, higher value transactions, or trades in larger quantities of shares in illiquid securities. For these non-standard trades, clients will receive direct feedback from our dealers who will be negotiating the trade through market making firms.

UK Stamp Duty 0.5% on purchases of UK shares (not payable on AIM stocks)
Panel on Takeover and Mergers Levy £1 on UK share deals over £10,000
BACS payment No Charge
CHAPS payment £25
Returned cheques £25
Stock/Fund withdrawal (transfer out) £10 per holding
Printed valuation or statement £5 + VAT per print
Online foreign exchange All trades placed online which are denominated in a foreign currency are subject to Foreign Exchange rates. You will be quoted a rate at the time you place your order. This will normally be the previous day’s closing spot rate, less 1%, but we reserve the right to amend it intra-day.
Telephone foreign exchange Please see our Telephone Dealing page for coverage and rates
Cash Value on Deposit Gross Rate %
£0 - Upwards 0.000%

Downloads

RATES AND CHARGES (ALL ACCOUNT TYPES)

31,946 bytes PDF Document

TELEPHONE DEALING CHARGES

Please see our Telephone Dealing page for coverage and rates